Main Street Monday: “Pop-Up” Liquidation Strategies: An Evolution in Effective Inventory Monetization

November 7, 2016 By Ben T. Nicholson President, Fortis Business Advisors Contributer, Main Street Monday Main Street Monday: “Pop-Up” Liquidation Strategies: An Evolution in Effective Inventory Monetization To characterize a worse-case scenario of an asset-based loan gone bad, imagine a financial institution repossessing the collateralized inventory assets from a loan in default. The borrower is…

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Main Street Monday: Retail Pop-Up Liquidation Strategies

November 7, 2016 By Ben T. Nicholson President, Fortis Business Advisors Contributer, Main Street Monday Main Street Monday: “Pop-Up” Liquidation Strategies: An Evolution in Effective Inventory Monetization To characterize a worse-case scenario of an asset-based loan gone bad, imagine a financial institution repossessing the collateralized inventory assets from a loan in default. The borrower is…

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Main Street Monday — SBA Opposes CFPB Payday Lending Proposed Regs

October 17, 2016 By Bob Coleman Editor, Main Street Monday Main Street Monday — SBA Opposes CFPB Payday Lending Proposed Regs Why do we care about SBA’s support of payday lenders? Because, next up on the Consumer Financial Protection Bureau’s agenda will be rules affecting small business lenders — especially online lenders — the lenders…

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Main Street Monday — Small Business Lending Standards Relatively Unchanged

August 8, 2016 By Bob Coleman Editor, Main Street Monday Main Street Monday — Small Business Lending Standards Relatively Unchanged Says the Federal Reserve in its July 2016 senior loan officer survey. Overall, banks tightened credit standards for large and middle-market businesses For very small businesses, annual sales less than $5 million, credit standards remain…

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Main Street Monday — Harvest Small Business Announces Management Team for 7(a) License Bought from Mark Feathers’ Court-Appointed Receiver.

June 6, 2016 By Bob Coleman Editor, Main Street Monday Main Street Monday — Harvest Small Business Announces Management Team for 7(a) License Bought from Mark Feathers’ Court-Appointed Receiver. Co-Managers Todd Massas and Adam Seery have joined the senior management team at Harvest as Managing Directors, and will jointly oversee sales, originations, and strategic portfolio…

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Main Street Monday — Small Business Lending Defaults Remain Low

April 11, 2016 By Bob Coleman Editor, Main Street Monday Main Street Monday — Small Business Lending Defaults Remain Low Default outlook remains low given the tepid investment and conservative approach to expansion small businesses have taken. The business cycle remains intact with expansion at low risk. The moderate credit cycle continues, even with rises…

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Main Street Monday — Can the Franchise Model Survive the NLRB Ruling?

Main Street Monday — Can the Franchise Model Survive a NLRB Ruling? Last month’s ruling by the National Labor Relations Board opens the doors that franchisees may become de facto franchisor employees — managers, not small business owners. The NRLB ruled garbage hauler Browning-Ferris Industries should be considered a “joint” employer” along with a staffing…

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5 Things to Consider When Making an SBA Franchise Loan

September 14, 2015 By Walter H. McLaughlin Coleman Report Contributor Senior Vice President/SBA Manager Banner Bank 5 Things to Consider When Making an SBA Franchise Loan Every good business model recognizes the need for balance between supply and demand. In the SBA world, franchise lending is a microcosm of that basic economic principle. A 2014…

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