Posts Tagged ‘Walter McLaughlin’
SBA Hot Topic Tuesday — SBA CAPLines: Tools for the Toolbox
May 3, 2016 SBA Hot Topic Tuesday — SBA CAPLines: Tools for the Toolbox By Walter H. McLaughlin Coleman Report Contributor Senior Vice President/SBA Manager Banner Bank The importance of working capital to America’s small businesses simply cannot be overstated. In a general discussion about working capital, Investopedia says the following: When a company does…
Read MoreC-Suite Wednesday — SBA and Fee Income: There’s More than Meets the Eye
April 6, 2016 By Walter McLaughlin Contributor, C-Suite Wednesday C-Suite Wednesday — SBA and Fee Income: There’s More than Meets the Eye Lenders involved with the SBA 7(a) program are normally aware that the secondary market is a substantial source of income. Although the markets ebb and flow over time, today’s premiums approach 17% for…
Read MoreColeman C-Suite Wednesday – SBA Loans: To Sell, or Not to Sell?
October 7, 2015 Coleman C-Suite Wednesday – SBA Loans: To Sell, or Not to Sell? By Walter McGlaughlin Coleman Report Contributor With SBA 7(a) loan volume at an all-time high and secondary market demand strong, the question of whether to sell or hold the guaranteed portions of closed loans is a front-and-center issue for many…
Read More5 Things to Consider When Making an SBA Franchise Loan
September 14, 2015 By Walter H. McLaughlin Coleman Report Contributor Senior Vice President/SBA Manager Banner Bank 5 Things to Consider When Making an SBA Franchise Loan Every good business model recognizes the need for balance between supply and demand. In the SBA world, franchise lending is a microcosm of that basic economic principle. A 2014…
Read MoreGood Small Business Loan Underwriting: Hopes, Dreams and a Big Dose of Reality
August 26, 2015 by Walter McLaughlin Coleman Report Contributor Senior Vice President Banner Bank What’s the single most overused phrase said by borrowers when applying for an SBA loan? “My projections are conservative.” They probably aren’t, and it’s your job to ferret that out. Borrowers invariably focus on the upside of the transaction while tending…
Read MoreSBA Hot Topic Tuesday — What Are You Thinking? The Importance of Good Memo Writing
August 4, 2015 Walter McLaughlin Coleman Report Contributor Senior Vice President Banner Bank SBA Hot Topic Tuesday — What Are You Thinking? The Importance of Good Memo Writing Consider SBA to be your governmental spouse. Like yours, they want to understand your thoughts, interpretations and decisions. This is especially so when working with the LGPC…
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