$220M Unguaranteed SBA 7(a) Portfolio Hits Market

May 12, 2025

$220M Unguaranteed SBA 7(a) Portfolio Hits Market

Clark Street Capital’s Bank Asset Network (“BAN”) proudly presents: “The 220MM SBA 7(a) Unguaranteed Loan Portfolio.” This exclusive portfolio is offered for sale by one institution (“Seller”). Highlights include:

• A participation interest in the unguaranteed portion of an SBA 7(a) loan portfolio with a total participation UPB of $217,280,912
• 4,942 loans with a total balance of $1,547,042,142
• 9 AON Pools organized by region ranging from $64.8MM (“Pacific”) to $5.3M (“New England”)
• WAC of 9.96% with 99.5% of the loans variable rate, adjusting quarterly over WSJ Prime
• All loans are performing, with no modifications and no prior 60-day delinquencies
• Weighted average seasoning of 11 months and a weighted average maturity of 15 years
• 53% of the loans are secured by commercial real estate
• Available only to depository institutions and other lenders with a Loan Guaranty Agreement with the SBA
• The vast majority of the loans are CRA-eligible

• Loan Sale Announcement | Thursday, May 1, 2025
• Due Diligence Materials Available | Monday, May 5, 2025
• Bid Date | Wednesday, May 28, 2025
• Closing Date | Tuesday, June 17, 2025

Please reach out to jwinick@clarkstreetcapital.com with any questions.