A Coleman Conversation: Omar Morel of Sunwest Bank
July 2, 2025
In this week’s episode of A Coleman Conversation, Bob Coleman speaks with Omar Morel, Director of Government Lending at Sunwest Bank. Omar shares his unique perspective, shaped by his service in the Air Force and his journey through real estate and entrepreneurship, leading him to a passionate career in SBA lending.
Topics Covered:
✓ Omar’s formative experience in the Air Force, including his direct involvement on 9/11, and how military values shaped his dedication to service and helping others
✓ His journey from residential real estate and personal entrepreneurial ventures to discovering a passion for small business lending
✓ His leadership of Sunwest Bank’s Government Lending group, focusing on expanding their portfolio beyond 504 loans to include 7(a) and USDA products for broader business growth
✓ Sunwest Bank’s strategic emphasis on 504 loans, the growing importance of 7(a) for diverse uses, and their utilization of the California state guarantee product
✓ Sunwest Bank’s credit profile, their nuanced approach to borrower risk based on commitment and story, and their cautious stance on high-risk ventures like startup construction
✓ Insights into preferred industry niches such as manufacturing, distribution, and professional services, alongside a discussion on the resilience of the California economy and concerns about state debt
✓ Sunwest Bank’s commitment to creative problem-solving in lending, moving beyond “box-checking” to offer tailored solutions and a superior borrower experience