A Coleman Conversation: Zach Balmer

March 4, 2026

Bob Coleman
Founder & Publisher

A Coleman Conversation: Zach Balmer

In this week’s episode of A Coleman Conversation, Bob Coleman sits down with Zach Balmer, SBA Business Development Officer at Lexicon Bank, to explore his journey from starting as a bank teller in Idaho to becoming a national SBA lender serving all 50 states. Zach reflects on how SBA and USDA loans help preserve businesses in rural towns, enable first-time buyers to acquire companies, and fuel multi-location expansions that create long-term economic growth. Zach also discusses Lexicon Bank’s commitment to scaling SBA nationally while maintaining a community bank “white glove” feel, the evolving role of the SBA BDO in an era of technological change, and why consistent communication, adaptability, and strong referral relationships remain the foundation of sustained success in the SBA lending world.

Watch episode here

Topics Covered:
✓ Zach’s journey from teller to branch manager to SBA specialist and national BDO
✓ Why SBA and USDA lending are essential to rural economic development and community stability
✓ Lexicon Bank’s “white glove” approach to SBA lending and its national expansion strategy
✓ Real-world SBA impact stories—from saving small-town businesses to scaling multi-location acquisitions
✓ How relationship management, responsiveness, and clear communication drive referral success
✓ The future of the BDO role as technology advances and SBA rules continue evolving
✓ Why SBA lending remains one of the most direct ways to create jobs and change lives