AI for SBA 7(a) Credit Memos: How to Turn Numbers into Narrative — 11/19
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A Coleman Training Webinar
Date: Wednesday, November 19, 2025
Time: 2:00 p.m. Eastern
Includes e-certification & recording
Artificial intelligence is transforming how lenders analyze and present borrower financials. What once took hours of manual work can now be completed in minutes — without sacrificing accuracy, compliance, or insight.
Coleman Report presents a new live webinar: AI for SBA 7(a) Financials: How to Turn Numbers into Narrative.
This 75-minute training session will show SBA professionals exactly how to use AI tools to interpret borrower financial statements, calculate financial ratios, and generate lender-ready cash flow narratives that align with SBA 7(a) underwriting standards.
Why This Matters
Every SBA credit memo depends on the quality of its financial analysis. But writing clear, consistent, and compliant narratives can be one of the most time-consuming parts of the job.
AI technology now allows lenders to automate the repetitive work — ratio calculations, year-over-year comparisons, cash flow commentary — and spend more time on judgment, interpretation, and deal strategy.
This webinar will show you how to harness that power responsibly.
What You Will Learn
Attendees will learn how to:
- Use AI to analyze income statements, balance sheets, and cash flow data in real time.
- Generate ratio commentary, trend analysis, and borrower performance summaries with lender-approved language.
- Identify red flags and inconsistencies before they become problems in the credit file.
- Blend AI-generated analysis with your own underwriting expertise to produce professional, consistent memo sections.
- Maintain full SBA compliance and internal audit standards while adopting AI tools.
- The session will include a live demonstration showing exactly how AI can take a borrower’s financial data and produce a polished “Cash Flow Analysis” section in minutes.
Who Should Attend
This training is designed for:
- SBA 7(a) and 504 lenders
- Credit analysts and underwriters
- Loan officers and documentation specialists
- Bank and non-bank lending executives exploring AI integration
Whether you are just beginning to explore AI or already experimenting with automation, this session will give you the knowledge and tools to incorporate AI into your underwriting workflow — efficiently and responsibly.
Takeaway Materials
All participants will receive:
- A prompt template for financial and ratio analysis
- An AI-generated memo sample and compliance checklist
- A certificate of completion to document training
Registration
Webinar: AI for SBA 7(a) Financials: How to Turn Numbers into Narrative
Duration: 60 minutes plus Q&A
Format: Live Online Training
Date: Wed, Nov 19th 2 pm Eastern
Instructor: Bob Coleman
Join Coleman Report for this practical session and see how AI can help you move from spreadsheets to strategic storytelling — turning raw financial data into credit insight, faster and more accurately than ever before.
Your Training Instructor
Bob Coleman
Bob Coleman is the Author of “Easy Money, Hard Time: 19-COVID PPP Loan Fraud Stories.” He is the founder of Coleman Report, a publisher of newsletters, reports, data, conferences, webinars, online training videos — to help finance professionals become small business lending experts. Bob is the nationally recognized expert on small business financing. He has appeared frequently on Fox Business News, NPR and other numerous media outlets. He is sourced by all print media. He is a frequent speaker about small business lending throughout the US and EU. Bob has a BA in Medieval History from the University of California Santa Barbara and a MBA in Real Estate Finance from the University of Southern California. Bob has earned numerous SIPA industry awards including “Podcast of the Year” and as a producer of events and video training. His passion is getting capital to Main Street and Rural American small business.
How the Webinar Works
We use Microsoft Teams as the webinar platform. All Coleman webinars are recorded and a link is sent to all attendees.
Single Site License
The single site license grants your institution one viewing of the webinar. It is permissible to use a single site license on one device in a conference room to be viewed by multiple attendees The webinar can be viewed on any device.
Multiple Site License
A multiple site license is an unlimited access pass for anyone at your institution. You will be given a link that will be usable to anyone with your email domain.
Webinar Links and Handouts
The webinar link will be included when we distribute the presentation and handouts shortly before the webinar.
Participants Earn Certificates of Participation
All Coleman Webinar attendees will receive a certificate of participation. This documents your continuing education history for SBA and your regulators.
Questions
Questions throughout the webinar are strongly encouraged. There are two ways to ask a question. The first is to ask the question via the chat in Microsoft Teams. The second is to send an email to anna@colemanreport.com. Also, feel free to ask pre and post-webinar questions.
The Fine Print
1) Substitutions are allowed at no charge.
2) Cancellations receive a 100% credit for any Coleman product.
3) As with all our products, we offer a 100% money back satisfaction guarantee — no questions asked.
3 Easy Ways to Order
1) ONLINE — Register and pay online via QuickBooks $500 or QuickBooks $800
2) EMAIL –Send an email to cindy@colemanreport.com with “Webinar Registration” in the Subject Line. We will do all the paperwork and either send you a sales receipt or an invoice.
3) PHONE — Call us at 818-790-4591.
Bob Coleman
Publisher, Coleman Report
bob@colemanreport.com