SBA Answers Questions

April 6, 2026 Bob ColemanFounder & Publisher Main Street Monday: SBA Answers Questions SBA issued an information notice last week addressing the new citizenship and checking-account bank-statement rules. 1. Question – Can an Ineligible Person be a Supplemental or Limited Guarantor?  Answer – Yes. SBA does not restrict a Lender’s ability to obtain additional supplemental…

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SBA’s Procedural Notice for Grocery and Made in America 90% Guaranty Loans

April 2, 2026 Bob ColemanFounder & Publisher SBA’s Procedural Notice for Grocery and Made in America 90% Guaranty Loans SBA Policy Notice 5000-877629 expands the ITL program to better support America’s food supply chain and manufacturing firms. SBA has determined that the manufacturing sectors (NAICS Sectors 31-33) and certain food supply chain NAICS Industry Groups…

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Movers & Shakers: Keith Merklin, Omar Olla & Andrew Harris

April 2, 2026 Bob ColemanFounder & Publisher Movers & Shakers: Keith Merklin, Omar Olla & Andrew Harris Harvest Welcomes Industry Veteran Keith Merklin as SVP Business Development Officer Keith is a seasoned banking executive recognized for his strength in relationship management and strategic business development. With more than 25 years of industry experience and a…

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SBA Hot Topic Tuesday: BayFirst Current on SBA 7(a) Obligations Says CEO 

April 7, 2026 Bob ColemanFounder & Publisher SBA Hot Topic Tuesday: BayFirst Current on SBA 7(a) Obligations Says CEO  The following is a letter I received from BayFirst President & CEO Tom Zernick. With his approval, I am publishing his response to our previous reporting, clarifying BayFirst is current with its SBA obligations and no…

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A Coleman Conversation: Bob Judge

April 1, 2026 Bob ColemanFounder & Publisher A Coleman Conversation: Bob Judge In this week’s episode of A Coleman Conversation, Bob Coleman sits down with Bob Judge, founder of Government Loan Solutions, to discuss his journey from a senior banking role to building one of the most influential platforms in the SBA secondary market. Judge…

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USDA Increases Guaranty for Business & Industry Loans to 85%

March 31, 2026 Bob ColemanFounder & Publisher Hot Topic Tuesday: USDA Increases Guaranty for Business & Industry Loans to 85% This percentage increase will apply to all guaranteed loans approved in fiscal year  2026. Businesses must be located in rural areas with populations of less than 50,000; however, the business’s headquarters may be based in…

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