Coleman’s 14th Annual SBA Motel and Hotel Financing Webinar – Webinar 9/19
What Underwriters Need to Know for 2025
BONUS PDF — Coleman’s 2025 Hotel SBA Underwriting Addendum Checklist
A Coleman Webinar
Date: Thursday, September 19, 2024
Time: 2:00 p.m. Eastern
Includes e-certification & recording
SBA loan data shows that hospitality loans continue to perform excellently, leaving an attractive option for a lender’s loan portfolio with historically low default and charge-off percentages. However, we’ve read about the possibility of a recession in 2025, zombie malls, and the retail apocalypse, which raises the question: what is the outlook for the hospitality industry in 2025? Specifically, how risky is this industry niche for SBA lenders?
Since our last annual Hospitality SBA financing webinar, change continues. SBA green initiatives affect loan structures and borrower eligibility. Affiliation determination has become more problematic with the elimination of the franchise directory. Sophisticated SBA loan data gives underwriters more and more data to interpret and use to mitigate risk to the lender.
A universal assumption of lowering interest rates makes SBA variable rate financing very attractive to borrowers. However, lenders cannot ignore competitive loan products from a new stable of lenders offering a plethora of products.
Our 14th annual webinar begins with a review of specific SBA lending requirements for the hospitality industry that underwriters must follow. Our popular addition of the Coleman’s one-page PDF hotel SBA underwriting and lending checklist is provided to webinar participants and will be reviewed.
However, the key component of the webinar will be a review of what experts believe will be the hospitality trends in 2025 that SBA lender underwriters need to know to prudently approve SBA 7a and 504 loans.
Join Coleman’s 14th annual motel and hotel financing webinar to learn these answers and ensure you and your staff have the need-to-know trends to appropriately assess lending risks and opportunities.
The five major hotel industry metrics will be analyzed from the lender’s perspective:
● Occupancy Rates
● RevPar Income
● Average Daily Rates
● Room Supply — Including Construction Pipeline
● Consumer Demand
2025 Hospitality Considerations and Stats for the CCO and Loan Committee:
- Hotel Silo Definitions
- Regional Construction Stats
- Regional Room Supply and Consumer Demand
- Price Per Key Hotel Valuation Trends
- Hotel Valuation Cap Rates
- Third Party Booking Agents
- Who’s supplying capital to this sector now?
- How are acquisition projects being structured — equity required and interest rates?
You and Your Team Will Learn:
- Underwriting Franchise Brands
- Underwriting Mom and Pop Operations
- Underwriting Management
- Equity Requirements
- SBA Refinancing Requirements
- Financing Property Improvement Plans
- Underwriting Hotel Owner’s Social Media Footprint
Coleman Report Webinar Benefits:
- Coleman Report webinars provide solutions to problems that left unaddressed will jeopardize the SBA loan guarantee.
- We give management the tools to create prudent credit boxes compliant with SBA’s standard operating procedures.
- We train your staff to ensure compliance of existing and new SBA rules and regulations.
- Tips that solve difficult SBA underwriting, servicing and liquidation challenges.
Your Training Staff
Lance Sexton
A former small business owner, Lance Sexton has a successful history of working with small business owners and students related to entrepreneurship and SBA loan origination, servicing, and liquidation. He has received three training industry awards for his webinar instruction and his 8-week loan closing course. Lance has over 30 years of experience, including ten years directly managing portfolios of SBA loans. Lance was an entrepreneurship faculty member of the Sam M. Walton College of Business at the University of Arkansas. He is an Executive Vice President of Fountainhead Commercial Capital and has been affiliated with Coleman Publishing for over eight years.
Bob Coleman
Bob Coleman is the founder of Coleman Publishing, a publisher of newsletters, reports, data, conferences, webinars, online training videos — to help finance professionals become small business lending experts. Bob is the nationally recognized expert on small business financing. He has appeared frequently on Fox Business News, NPR and other numerous media outlets. He is sourced by all print media. He is a frequent speaker about small business lending throughout the US and EU. Bob has a BA in Medieval History from the University of California Santa Barbara and a MBA in Real Estate Finance from the University of Southern California. Bob has earned numerous awards as a producer of events and video training. His passion is getting capital to Main Street and Rural American small business.
How the Webinar Works
We use Microsoft Teams as the webinar platform.
We will open the webinar for attendees to join at 1:30 pm ET. This will give each attendee thirty minutes before the webinar begins to troubleshoot any technical issues. Call (818) 790-4591 if you need assistance.
Recording
All Coleman webinars are recorded and a link is sent to all attendees.
Single Site License
The single site license grants your institution one viewing of the webinar. It is permissible to use a single site license on one device in a conference room to be viewed by multiple attendees The webinar can be viewed on any device.
Multiple Site License
A multiple site license is an unlimited access pass for anyone at your institution. You will be given a link that will be usable to anyone with your email domain.
Webinar Links and Handouts
The webinar link will be included on your sales receipt.
The link will also be included when we send the presentation and handouts. These will be sent by eod the day before.
Participants Earn Certificates of Participation
All Coleman Webinar attendees will receive a certificate of participation. This documents your continuing education history for SBA and your regulators.
Questions
Questions throughout the webinar are strongly encouraged. There are two ways to ask a question. The first is to ask the question via the chat in Microsoft Teams. The second is to send an email to anna@colemanreport.com. Also, feel free to ask pre and post-webinar questions.
The Fine Print
1) Substitutions are allowed at no charge.
2) Cancellations receive a 100% credit for any Coleman product.
3) As with all our products, we offer a 100% money back satisfaction guarantee — no questions asked.
3 Easy Ways to Order
1) ONLINE — Register and pay online via Stripe
2) EMAIL –Send an email to cindy@colemanreport.com with “Webinar Registration” in the Subject Line. We will do all the paperwork and either send you a sales receipt or an invoice.
3) PHONE — Call us at 818-790-4591.
Bob Coleman
Publisher, Coleman Report
bob@colemanreport.com