Equity Injection Documentation: The 13 Mistakes That Put Your SBA Guaranty at Risk — Thurs, July 9
Coleman Professional Webinar Training
Date: Thursday, July 9, 2026
Time: 2:00 p.m. Eastern
Includes e-certification & recording
Equity injection is one of the most heavily scrutinized elements of an SBA loan file.
Most lenders have established procedures for documenting borrower equity injections. The challenge is ensuring that those procedures consistently satisfy SBA requirements across varying transaction structures, funding sources, gift arrangements, and verification scenarios.
A well-documented equity injection supports both sound credit administration and protection of the SBA guaranty. A poorly documented equity injection can create unnecessary exposure during guaranty purchase review.
Join former SBA Little Rock Loan Servicing Center Deputy Director Lance Sexton for a practical discussion of how experienced SBA lenders document equity injections in today’s SOP environment.
Drawing from decades of SBA lending, servicing, liquidation, and guaranty purchase experience, Lance will walk through the documentation standards, verification requirements, and decision frameworks lenders use to support SBA-compliant equity injection files.
This session is designed for SBA lenders, underwriters, closers, credit officers, servicing professionals, and managers responsible for structuring, documenting, approving, and funding SBA loans.
During this session, Lance will discuss:
• SBA equity injection requirements for both SBA 7(a) and SBA 504 loans
• Documentation standards required to support and protect the SBA guaranty
• The proper methods for verifying borrower cash injections
• The acceptable sources of equity injection and the documentation required for each
• Two improper sources of equity injection that can create guaranty risk
• Equity injection requirements for loans under $350,000
• Equity injection requirements for loans over $350,000
• Documentation considerations unique to SBA Express loans
• The five most common equity injection fraud red flags
• Gift funds, gift letters, and the documentation challenges lenders frequently encounter
• Documentation of intangible assets and non-cash contributions
• Case studies illustrating common documentation scenarios and lender responses
• The thirteen most common equity injection documentation mistakes identified during SBA reviews
How the Webinar Works
We use Microsoft Teams as the webinar platform.
Recording
All Coleman webinars are recorded, and a link is sent to all attendees.
Single Site License
The single-site license grants your institution one viewing of the webinar. It is permissible to use a single-site license on one device in a conference room for multiple attendees to view. The webinar can be viewed on any device.
Multiple Site License
A multiple-site license is an unlimited access pass for anyone at your institution. You will be given a link that anyone in your email domain can use.
Webinar Links and Handouts
The webinar link will be sent out prior to the session, and included again when we send the presentation and handouts.
Participants Earn Certificates of Participation
All Coleman Webinar attendees will receive a certificate of participation. This documents your continuing education history for SBA and your regulators.
Questions
Questions throughout the webinar are strongly encouraged. There are two ways to ask a question. The first is to ask the question via the chat in Microsoft Teams. The second is to send an email to anna@colemanreport.com. Also, feel free to ask pre and post-webinar questions.
The Fine Print
1) Substitutions are allowed at no charge.
2) Cancellations receive a 100% credit for any Coleman product.
3) As with all our products, we offer a 100% money back satisfaction guarantee — no questions asked.
3 Easy Ways to Order
1) ONLINE — Register and pay online via QuickBooks
2) EMAIL –Send an email to cindy@colemanreport.com with “Webinar Registration” in the Subject Line. We will do all the paperwork and either send you a sales receipt or an invoice.
3) PHONE — Call us at 818-974-8934.