Leverage ChatGPT to Analyze SBA Collateral and Write Professional Credit Memo Narratives — Webinar 9/4
A Coleman Webinar
Date: Thursday, September 4
Time: 2:00 p.m. Eastern
Includes e-certification & recording
The Problem with SBA Collateral Analysis
SBA 7(a) collateral analysis and narrative preparation remain time-consuming, error-prone, and inconsistent across underwriting teams. With the new SBA SOP 50 10 8, lenders face expanded requirements for collateral valuation, lien documentation, and narrative support—all of which must be clearly presented in the credit memo. A poorly documented collateral section can lead to repairs, denials of guaranty, or costly buybacks.
- Collateral valuation is complex: SOP 50 10 8 defines specific collateral percentages for machinery, real estate, vehicles, and trading assets. Underwriters must apply these consistently while documenting calculations.
- Narratives lack standardization: Credit memos often fail to clearly explain collateral support, lien positions, and shortfalls.
- Compliance risk is high: Missing details on collateral adequacy or failure to document lien logic can trigger SBA scrutiny during guaranty purchase.
- Manual processes waste time: Underwriters spend hours drafting narratives and calculating adjusted collateral values, reducing productivity and slowing approvals.
We Have the Solution – This Webinar
Join Coleman Report for a specialized session showing how to harness ChatGPT to perform SBA collateral analysis and craft compliant, thorough collateral narratives. Building on lessons from the Top 30 SBA Loan Exceptions webinar, you’ll learn how AI tools can help you proactively avoid the critical underwriting missteps that frequently invalidate SBA guarantees.
You’ll discover how to:
- Input collateral data and automatically compute adjusted SBA values per SOP 50 10 8.
- Generate narrative credit memo language that properly documents lien priority, collateral sufficiency, and shortfalls.
- Structure compliant outputs that directly address items highlighted in Coleman’s loan exceptions webinars.
Top 10 Benefits of Attending
- Calculate SBA‑allowed collateral values automatically, including machinery, vehicles, trading assets, and real estate.
- Create a standardized, professional collateral narrative that addresses SBA lien and collateral requirements fully.
- Avoid top SBA underwriting exceptions, especially lien/perfection and collateral adequacy issues flagged in previous Coleman previous webinars.
- Cut underwriting workload, with AI-driven workflows that save hours per loan file.
- Reduce guaranty risk, by ensuring all collateral and lien positions meet SBA SOP rules.
- Enable consistent quality across your underwriting team—reducing variability and audit exposure.
- Leverage real-world review learning, integrating insights from seasoned SBA guaranty experts.
- Access ready-to-use templates: collateral worksheets, narrative modules, and checklist items tied to compliance triggers.
- Improve credit memo clarity, by incorporating language and detail that SBA reviewers expect.
- Gain strategic edge: harness AI to streamline SBA compliance and underwriting best practices before your peers.
Why This Webinar Matters
This isn’t general AI training—it’s a focused, SBA‑compliant solution. Coleman Report combines regulatory insight from SOP 50 10 8 with real lessons from its Top 30 Exceptions training, showing you—step-by-step—how ChatGPT can help you build airtight collateral presentations, minimize audit triggers, and safeguard your SBA 7(a) guaranty.
Your Training Staff
Lance Sexton
As a former small business owner, Lance Sexton has a successful history of working with small business owners and students related to entrepreneurship and SBA loan origination, servicing, and liquidation.
He has earned three industry training instruction awards for “Best Online Learning Product”.
Lance is a former SBA Deputy Director of Little Rock Servicing Center, and has over 40 years of experience, including 20 years directly managing portfolios of SBA loans. Lance is an adjunct faculty member of University of the Ozarks. He is an Executive Vice President, Managing Director of Servicing and Liquidation at Phoenix Lender Services and has been affiliated with Coleman Publishing for over 11 years.
Bob Coleman
Bob Coleman is the founder of Coleman Publishing, a publisher of newsletters, reports, data, conferences, webinars, online training videos — to help finance professionals become small business lending experts. Bob is the nationally recognized expert on small business financing. He has appeared frequently on Fox Business News, NPR and other numerous media outlets. He is sourced by all print media. He is a frequent speaker about small business lending throughout the US and EU. Bob has a BA in Medieval History from the University of California Santa Barbara and a MBA in Real Estate Finance from the University of Southern California. Bob has earned numerous awards as a producer of events and video training. His passion is getting capital to Main Street and Rural American small business.
Coleman Report Webinar Benefits:
- Coleman Report webinars provide solutions to problems that left unaddressed will jeopardize the SBA loan guarantee.
- We give management the tools to create prudent credit boxes compliant with SBA’s standard operating procedures.
- We train your staff to ensure compliance of existing and new SBA rules and regulations.
- Tips that solve difficult SBA underwriting, servicing and liquidation challenges.
How the Webinar Works
We use Microsoft Teams as the webinar platform. Call (818) 790-4591 if you need assistance.
Recording
All Coleman webinars are recorded and a link is sent to all attendees.
Single Site License
The single site license grants your institution one viewing of the webinar. It is permissible to use a single site license on one device in a conference room to be viewed by multiple attendees The webinar can be viewed on any device.
Multiple Site License
A multiple site license is an unlimited access pass for anyone at your institution. You will be given a link that will be usable to anyone with your email domain.
Webinar Links and Handouts
The webinar link will be included on your sales receipt.
The link will also be included when we send the presentation and handouts. These will be sent by eod the day before.
Participants Earn Certificates of Participation
All Coleman Webinar attendees will receive a certificate of participation. This documents your continuing education history for SBA and your regulators.
Questions
Questions throughout the webinar are strongly encouraged. There are two ways to ask a question. The first is to ask the question via the chat in Microsoft Teams. The second is to send an email to anna@colemanreport.com. Also, feel free to ask pre and post-webinar questions.
The Fine Print
1) Substitutions are allowed at no charge.
2) Cancellations receive a 100% credit for any Coleman product.
3) As with all our products, we offer a 100% money back satisfaction guarantee — no questions asked.
3 Easy Ways to Order
1) ONLINE — Register and pay online via Quickbooks $500 or QuickBooks $800
2) EMAIL –Send an email to cindy@colemanreport.com with “Webinar Registration” in the Subject Line. We will do all the paperwork and either send you a sales receipt or an invoice.
3) PHONE — Call us at 818-790-4591.
Bob Coleman
Publisher, Coleman Report
bob@colemanreport.com