Main Street Monday: One in Four SBA 7(a) Lending Dollars Finances Business Acquisitions
July 6, 2026
Bob Coleman
Founder & Publisher
Main Street Monday: One in Four SBA 7(a) Lending Dollars Finances Business Acquisitions
Business acquisition lending remains one of the largest opportunities in SBA 7(a), but the market is far more concentrated than many lenders realize.
The Coleman Report’s latest analysis of SBA 7(a) lending for the first six months of fiscal year 2026 found that change-of-ownership loans represented 3,043 of the 26,467 SBA 7(a) loans approved. That’s only 11.5 % of all approvals.
By dollars, however, the picture changes dramatically. Those same loans accounted for $3.6 billion of the SBA’s $14.2 billion in total 7(a) lending, representing 25.4 % of all loan volume.
The market is led by Live Oak Bank, followed by The Huntington National Bank and First Internet Bank of Indiana.
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