Movers & Shakers: Freedom Bank, Amy Anderson, Justin Gamble & Jaye Deremer

June 4, 2026

Bob Coleman
Founder & Publisher

Movers & Shakers: Freedom Bank, Amy Anderson, Justin Gamble & Jaye Deremer

Freedom Bank Receives Preferred Lender Status for SBA’s 7(a) Working Capital Pilot Program

“Freedom Bank has a long-standing commitment to helping small businesses thrive,” says Joe Thomas, President & CEO of Freedom Bank. “Our participation in the 7(a) Working Capital Pilot program positions us to provide new and current small business clients with even more flexible and timely financing solutions. We understand the challenges of managing working capital, and this program, combined with our experienced lending team’s deep knowledge of the local business community, enables us to meet those needs quickly and effectively.”

The 7(a) WCP offers monitored lines of credit that support a wide range of financing needs for growing businesses. With innovative features such as transaction-based lending, asset-based borrowing, and a new annual fee structure, the program allows businesses to access capital precisely when they need it.

With the flexibility to issue lines of credit of up to $5 million structured as either asset-based supported by A/R and/or inventory or as transaction-based for single or multiple projects supported by purchase orders and/or contracts, the program enables small businesses to access funding earlier in their sales cycles, leverage their receivables and inventory, and take on transformational opportunities with the confidence that they can cover the related costs.

Amy Anderson of CADDA Completes Leadership Glynn Program

“Amy’s completion of Leadership Glynn reflects her commitment to professional growth, community engagement, and CADDA’s mission of supporting small businesses and economic development,” says Terrence Louk, CEO of CADDA. “The knowledge and connections gained through this program will further strengthen CADDA’s ability to serve our partners, borrowers, and communities.”

The Coastal Area District Development Authority, Inc. (CADDA) announced that Amy Anderson, Finance and Administrative Specialist, successfully completed the Leadership Glynn Program, a community leadership development initiative designed to educate, connect, and prepare leaders to serve Glynn County and the surrounding region.

Leadership Glynn provides participants with a deeper understanding of the community, including local government, economic development,, and many other key sectors that contribute to the region’s long-term growth and quality of life.

“I am grateful for the opportunity to participate in Leadership Glynn,” states Anderson. “The program provided a valuable look at the people, organizations, and partnerships that help move our community forward. I look forward to applying what I learned in my work with CADDA and in service to the region.”

Harvest Continues National Growth with New BDO Addition Justin Gamble

Justin brings a well-rounded background in SBA lending, energy finance, commercial real estate, and capital markets, with extensive experience helping small business owners secure strategic financing solutions. Recognized for his strong relationship-building skills, disciplined work ethic, and ability to navigate complex transactions, he has built a career centered on delivering results and creating long-term value for clients and partners alike. His professional background includes CFA Level I completion, former Series 7, 66, and 79 licenses, and a finance degree from Texas State University.

Currently pursuing his Professional MBA at University of Houston, Justin combines technical financial expertise with a client-focused approach to lending and advisory services. As a lifelong Houstonian and proud father, he is passionate about supporting the growth of the small business community and building meaningful relationships throughout the markets he serves.

Jaye Deremer Joins Stone Bank as SBA Credit Underwriter

Jaye Deremer joins Stone Bank as an SBA Credit Underwriter, bringing more than 17 years of banking and lending experience, including over five years focused on SBA underwriting. Deremer specializes in SBA 7(a) lending, commercial credit analysis, portfolio oversight, risk assessment, and credit policy compliance.

Before joining Stone Bank, she served as an SBA Credit Underwriter with First Bank of the Lake and previously held SBA underwriting roles with KeyBank. Throughout her career, she has built expertise in underwriting complex SBA transactions, evaluating repayment capacity, analyzing global cash flow, and ensuring compliance with SBA lending standards.

In her new role, Deremer will focus on underwriting large SBA 7(a) loan requests, including owner-occupied commercial real estate, debt refinance, and working capital transactions, helping support the bank’s commitment to serving small business borrowers.

Outside of work, she enjoys traveling, photography, attending concerts, and spending time with her family.