SBA 7(a) Credit Memos Over $350K: What the SOP Requires and How It’s Applied — Thurs, May 14
A Coleman Training Webinar
Date: Thursday, May 14, 2026
Time: 2:00 p.m. Eastern
Includes e-certification & recording
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SBA 7(a) credit memos over $350,000 require coordination across repayment, global cash flow, equity, and collateral, with multiple points of judgment in how each element is structured and presented.
Lenders have established internal approaches to meet these requirements. What varies across institutions is how those approaches are documented, supported, and communicated.
This session is not a checklist review.
It is a working session on how experienced SBA lenders structure and present credit memos in practice.
Michael Bland, Chief Credit Officer with over 30 years of SBA lending experience across multiple SBA lenders, will walk through how credit memos are built and communicated across institutions.
This session focuses on:
• How repayment is structured and presented
• How global cash flow and projections are supported
• How equity injection is documented and sourced
• How collateral positions are presented
• How weaknesses are addressed with compensating factors
• How the credit memo is organized as a complete narrative
If you are approving, underwriting, or reviewing SBA loans over $350,000, this session is a direct comparison of how your current approach holds up in practice.
How the Webinar Works
We use Microsoft Teams as the webinar platform. All Coleman webinars are recorded and a link is sent to all attendees.
Single Site License
The single site license grants your institution one viewing of the webinar. It is permissible to use a single site license on one device in a conference room to be viewed by multiple attendees The webinar can be viewed on any device.
Multiple Site License
A multiple site license is an unlimited access pass for anyone at your institution. You will be given a link that will be usable to anyone with your email domain.
Webinar Links and Handouts
The webinar link will be sent out prior to the session, and included again when we send the presentation and handouts.
Participants Earn Certificates of Participation
All Coleman Webinar attendees will receive a certificate of participation. This documents your continuing education history for SBA and your regulators.
Questions
Questions throughout the webinar are strongly encouraged. There are two ways to ask a question. The first is to ask the question via the chat in Microsoft Teams. The second is to send an email to anna@colemanreport.com. Also, feel free to ask pre and post-webinar questions.
The Fine Print
1) Substitutions are allowed at no charge.
2) Cancellations receive a 100% credit for any Coleman product.
3) As with all our products, we offer a 100% money back satisfaction guarantee — no questions asked.
3 Easy Ways to Order
1) ONLINE — Register and pay online via QuickBooks
2) EMAIL –Send an email to cindy@colemanreport.com with “Webinar Registration” in the Subject Line. We will do all the paperwork and either send you a sales receipt or an invoice.
3) PHONE — Call us at 818-974-8934.
Bob Coleman
Publisher, Coleman Report
bob@colemanreport.com