Coleman SBA Data Portal
SBA Data Portal
For SBA lenders and credit teams
Independent SBA loan performance data by franchise brand and NAICS industry.
Search a franchise brand and begin with its independent Coleman Franchise Risk Grade and underlying score. Search a NAICS industry and compare its seasoned performance with the entire SBA 7(a) portfolio.
Two databasesFranchise brands and NAICS industries
Updated quarterlyApproval-year cohorts and portfolio benchmarks
Credit-file readyPrint or save every report as a PDF
One portal. Two underwriting views.
Begin with the franchise—or begin with the industry.
Both reports organize SBA’s published 7(a) loan data for lender review.
Coleman Franchise Report
Evaluate the brand.
Review the brand’s historical SBA 7(a) record and compare its seasoned performance with the two benchmarks that matter.
- Independent AAA-to-F grade and 0–100 score
- Loan count, gross dollars and performance by approval year
- Charge-off frequency and charge-off dollars
- Comparison with the brand’s NAICS industry
- Comparison with all franchise brands
- Plain-language reading of the comparison
Coleman NAICS Report
Benchmark the industry.
Review an industry’s seasoned SBA 7(a) loan performance and see how it compares with the entire 7(a) portfolio.
- Loan count and gross approved dollars
- Performance by approval year
- Charge-off frequency and charge-off dollars
- Direct comparison with all SBA 7(a) loans
- Relative performance shown as a portfolio multiple
- The same status detail used in the franchise report
NAICS industries are benchmarked. They are not graded.
Coleman Franchise Risk Grade
Start with the grade. Underwrite from the data.
The grade summarizes one thing: how loans made to franchisees of the brand have performed across the SBA 7(a) portfolio. The tables beneath the grade show the analysis.
The methodology accounts for sample size. A perfect record based on a small number of loans is not treated the same as a perfect record based on hundreds of loans.
Dollar lossSeasoned charge-off dollars as a percentage of gross approved dollars
Loss frequencySeasoned charged-off loans as a percentage of loan count
Portfolio stressDelinquency, past due, liquidation and SBA purchase status
Independent by design
No franchisor pays for a grade.
No payment, license, subscription or business relationship affects any grade. Every qualifying brand is graded under the same published methodology. Coleman Report’s revenue for this product comes from lenders who subscribe to the data—not from the brands being rated.
The Coleman Franchise Risk Grade is Coleman Report’s opinion of a brand’s historical SBA 7(a) loan performance. It is not a credit rating or a recommendation to extend or decline credit.
Transparent methodology
Published SBA data. Properly seasoned comparisons.
Every figure comes from SBA’s published 7(a) FOIA loan files. Charge-offs accumulate over time, so the portal separates recent approvals from the seasoned 2018–2023 comparison window.
SBA stopped publishing detailed portfolio status after March 31, 2026. Coleman carries the last reported status forward and identifies those figures as floors—not current estimates.
Complete methodology available in the subscriber portalAnnual institutional membership
Put independent SBA performance data in every franchise and industry review.
Quarterly access to the Coleman Franchise Report and Coleman NAICS Report.