SBA Hot Topic Tuesday: Harvest, #15 SBA 7(a) Lender Announces Merger

February 24, 2026

Bob Coleman
Founder & Publisher

SBA Hot Topic Tuesday: Harvest, #15 SBA 7(a) Lender Announces Merger

Harvest Small Business Finance, Laguna Hills, California, is one of 16 SBLCs and focuses on small-business and owner-occupied commercial real estate financing. 

In fiscal year 2025, Harvest produced 472 SBA 7(a) loans totaling $446 million, reflecting an average loan size of  $945,000.

Since 2016, Harvest has originated $1.4 billion in SBA 7(a) loans.

 “This is a natural next step in our evolution,” says Adam Seery, CEO of HCC. “Our focus has always been on getting capital to underserved markets, and this merger allows us to double down on that mission. We’re excited to continue doing our part to fuel small businesses across America.”

Crossroads Impact Corp. is a publicly traded holding company (OTCQX: CRSS) that owns and operates financial services businesses focused on community and small business lending. 

Its primary subsidiary is Capital Plus Financial (CPF), a certified Community Development Financial Institution (CDFI) and Certified B Corporation. CPF provides long-term, fixed-rate residential mortgage products and other community development loans, with a particular focus on underserved and minority communities. 

Crossroads also owns Rise Line Business Credit, LLC, an asset-based lending platform that provides working capital solutions to small and middle-market businesses. Rise Line structures credit facilities secured by accounts receivable, inventory, and other business assets, serving companies that may not qualify for conventional bank lines of credit.

Eric Donnelly, CEO of Crossroads Impact Corp, says, “We’re bringing together two incredible teams with deep expertise in both residential and owner-user commercial finance,” said Donnelly. “We look forward to working with the SBA and CDFI Fund to amplify our shared economic development initiatives. Further, this transaction allows us to expand our innovative CRA lending and investment solutions for our bank partners, which has an enormous, positive impact on the communities we’re fortunate to serve.”