SBA to Eliminate SBSS Scoring System, 7(a) Connect Call on Tues 1/20
January 13, 2026
Bob Coleman
Founder & Publisher
SBA Hot Topic Tuesday — SBA to Eliminate SBSS Scoring System, 7(a) Connect Call on Tues 1/20
The SBA will sunset the Small Business Scoring Service on February 28, 2026.
“We have made the decision to discontinue the required use of the SBSS within the underwriting of 7(a) Small loans (those at or below $350,000) to enable lenders to use their existing scoring models and streamline the delivery of small-dollar lending to their customers”.
SBA will publish a Procedural Notice in January 2026 that will outline the parameters for the use of loan scoring models following the sunset of SBSS. Lenders using both SBSS and their own in-house model will be able to continue using their internal model in their underwriting.
This change will not impact the SBA Express program.
The Office of Capital Access will provide training on the SBSS sunset during the SBA 7(a) Quarterly Connect Call on Tuesday, January 20th at 3:00 p.m. Eastern.
You may access the call directly in a SBA teams meeting, or watch it on Coleman’s YouTube channel.