Spotting Borrower Fraud and Reporting to SBA’s OIG, as Required by Law –- 10/1
SBA Lender Loan Fraud Reporting Obligations
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A Coleman Training Webinar
Date: Wednesday, October 1, 2025
Time: 2:00 p.m. Eastern
Includes e-certification & recording
Zero-Tolerance Fraud Policy Begins Now
SBA has made fraud prevention a top priority for 2025 under the new administration. Fraud enforcement is now front and center, and lenders are expected to take swift and decisive action when they see suspicious activity. The SBA has been very clear that fraud reporting is no longer just a compliance measure; it’s a federal mandate.
As SBA Administrator Loeffler stated in February:
“Starting today, the SBA will institute a zero-tolerance policy for fraud and investigate fraud across all programs. The agency has established a Fraud Working Group and will appoint a Fraud Czar to identify, stop, and claw back criminally obtained funds on behalf of American taxpayers.”
Failure to comply can jeopardize the validity of your SBA loan guaranty and place your institution at significant legal and financial risk.
Training to Protect Your Institution
Coleman award-winning webinar instructor Lance Sexton will walk you through every borrower action that triggers a mandatory fraud referral. He will explain exactly what information you must collect, where to send it, and what your follow-up responsibilities include.
Using real-world case studies, Lance will illustrate when a referral is required and how to handle sensitive information properly throughout the process.
Lance Will Discuss:
- Lender’s Responsibility
- Loan Application Fraud
- Loan Closing Fraud
- Loan Agent Fraud
- Misuse of Loan Proceeds
- Conversion of Loan Collateral
- SBA Employee Misconduct
- Lender Misconduct
- Referral Methods
- Required Referral Information
- Post Referral Responsibility
The presentation will also include a review of the False Claims Act and important whistleblower protections that every lender should understand.
You and Your Team Will Learn How to Spot:
- Financial Statement Fraud
- Criminal History Fraud
- Equity Injection Fraud
- Collateral Fraud
- Eligibility Fraud
- Loan Agent Fraud
Wy This Matters
With the SBA’s zero-tolerance policy in effect, the agency is actively auditing, investigating, and enforcing compliance across all SBA loan programs. This new administration has signaled a much more aggressive approach to fraud detection and prosecution. Lenders who fail to act risk severe penalties, including loss of the guaranty, civil and criminal charges under the False Claims Act, and long-term reputational damage.
With fraud enforcement at the forefront of SBA priorities, understanding and complying with these rules is not optional; it’s essential. This training will give you the knowledge and tools to protect your institution, safeguard your SBA portfolio, and stay compliant under the agency’s new zero-tolerance fraud policy.
Your Training Staff
Lance Sexton
As a former small business owner, Lance Sexton has a successful history of working with small business owners and students related to entrepreneurship and SBA loan origination, servicing, and liquidation.
He has earned three industry training instruction awards for “Best Online Learning Product”.
Lance is a former SBA Deputy Director of Little Rock Servicing Center, and has over 40 years of experience, including 20 years directly managing portfolios of SBA loans. Lance is an adjunct faculty member of University of the Ozarks. He is an Executive Vice President, Managing Director of Servicing and Liquidation at Phoenix Lender Services and has been affiliated with Coleman Publishing for over 11 years.
Bob Coleman
Bob Coleman is the founder of Coleman Publishing, a publisher of newsletters, reports, data, conferences, webinars, online training videos — to help finance professionals become small business lending experts. Bob is the nationally recognized expert on small business financing. He has appeared frequently on Fox Business News, NPR and other numerous media outlets. He is sourced by all print media. He is a frequent speaker about small business lending throughout the US and EU. Bob has a BA in Medieval History from the University of California Santa Barbara and a MBA in Real Estate Finance from the University of Southern California. Bob has earned numerous awards as a producer of events and video training. His passion is getting capital to Main Street and Rural American small business.
How the Webinar Works
We use Microsoft Teams as the webinar platform. All Coleman webinars are recorded and a link is sent to all attendees.
Single Site License
The single site license grants your institution one viewing of the webinar. It is permissible to use a single site license on one device in a conference room to be viewed by multiple attendees The webinar can be viewed on any device.
Multiple Site License
A multiple site license is an unlimited access pass for anyone at your institution. You will be given a link that will be usable to anyone with your email domain.
Webinar Links and Handouts
The webinar link will be included when we distribute the presentation and handouts shortly before the webinar.
Participants Earn Certificates of Participation
All Coleman Webinar attendees will receive a certificate of participation. This documents your continuing education history for SBA and your regulators.
Questions
Questions throughout the webinar are strongly encouraged. There are two ways to ask a question. The first is to ask the question via the chat in Microsoft Teams. The second is to send an email to anna@colemanreport.com. Also, feel free to ask pre and post-webinar questions.
The Fine Print
1) Substitutions are allowed at no charge.
2) Cancellations receive a 100% credit for any Coleman product.
3) As with all our products, we offer a 100% money back satisfaction guarantee — no questions asked.
3 Easy Ways to Order
1) ONLINE — Register and pay online via QuickBooks $500 or QuickBooks $800
2) EMAIL –Send an email to cindy@colemanreport.com with “Webinar Registration” in the Subject Line. We will do all the paperwork and either send you a sales receipt or an invoice.
3) PHONE — Call us at 818-790-4591.
Bob Coleman
Publisher, Coleman Report
bob@colemanreport.com