The Top 10 SBA Closing Issues That Impact Guaranty Purchase — 7/21
Coleman Professional Webinar Training
Date: Tuesday, July 21, 2026
Time: 2:00 p.m. Eastern
Includes e-certification & recording
Join Lance Sexton for a practical discussion of the closing issues that continue to surface during SBA guaranty purchase reviews.
Lance brings more than 30 years of SBA lending experience spanning origination, servicing, liquidation, and portfolio management. He previously served as Deputy Director of the SBA Little Rock Servicing Center and managed SBA loan portfolios through every phase of the credit lifecycle. His perspective combines lender execution with direct experience reviewing SBA purchase requests and guaranty issues.
Most institutions have established closing processes. This session provides an opportunity to compare those processes against the situations that most frequently create exposure during SBA review.
The discussion focuses on ten closing areas that consistently affect guaranty outcomes, including equity injection verification, lien position requirements, collateral perfection, borrower eligibility, insurance documentation, refinancing disbursements, use-of-proceeds verification, and post-closing disbursement controls.
Topics include:
- Documenting borrower equity injection and source of funds
- Verifying required lien positions and collateral perfection
- Managing use-of-proceeds documentation requirements
- Identifying refinancing disbursement and payoff challenges
- Reviewing bank statements to identify MCA obligations and undisclosed debt
- Meeting SBA insurance and collateral documentation requirements
- Addressing borrower eligibility considerations before funding
- Strengthening credit memo documentation to support future guaranty purchase requests
- Completing required closing conditions and third-party agreements
- Maintaining disbursement controls for construction, equipment, and working capital proceeds
This session is designed for SBA lenders, underwriters, closers, credit officers, compliance professionals, servicers, and portfolio managers responsible for transaction execution and guaranty protection.
The objective is straightforward: understand how experienced SBA professionals structure loan closings, document critical decisions, and reduce avoidable guaranty risk before funding occurs.
How the Webinar Works
We use Microsoft Teams as the webinar platform.
Recording
All Coleman webinars are recorded, and a link is sent to all attendees.
Single Site License
The single-site license grants your institution one viewing of the webinar. It is permissible to use a single-site license on one device in a conference room for multiple attendees to view. The webinar can be viewed on any device.
Multiple Site License
A multiple-site license is an unlimited access pass for anyone at your institution. You will be given a link that anyone in your email domain can use.
Webinar Links and Handouts
The webinar link will be sent out prior to the session, and included again when we send the presentation and handouts.
Participants Earn Certificates of Participation
All Coleman Webinar attendees will receive a certificate of participation. This documents your continuing education history for SBA and your regulators.
Questions
Questions throughout the webinar are strongly encouraged. There are two ways to ask a question. The first is to ask the question via the chat in Microsoft Teams. The second is to send an email to anna@colemanreport.com. Also, feel free to ask pre and post-webinar questions.
The Fine Print
1) Substitutions are allowed at no charge.
2) Cancellations receive a 100% credit for any Coleman product.
3) As with all our products, we offer a 100% money back satisfaction guarantee — no questions asked.
3 Easy Ways to Order
1) ONLINE — Register and pay online via QuickBooks
2) EMAIL –Send an email to cindy@colemanreport.com with “Webinar Registration” in the Subject Line. We will do all the paperwork and either send you a sales receipt or an invoice.
3) PHONE — Call us at 818-974-8934.