This Just In — SBA’s Policy Notice for Grocery and Made in America 90% Guaranty Loans

April 3, 2026

Bob Coleman
Founder & Publisher

This Just In — SBA’s Policy Notice for Grocery and Made in America 90% Guaranty Loans

SBA Policy Notice 5000-877629 expands the ITL program to better support America’s food supply chain and manufacturing firms.

SBA has determined that the manufacturing sectors (NAICS Sectors 31-33) and certain food supply chain NAICS Industry Groups and National Industry Codes are being adversely affected by international trade. 

SBA Lenders may rely on this determination when evaluating small business applicants for the ITL program and its enhanced 90 percent SBA guarantee. 

Easing the burden of entry to the ITL program for U.S.-owned small manufacturers will enable productivity-enhancing investments, technology modernization, supply-chain diversification, and capacity expansion necessary to compete against lower-cost foreign producers and safeguard domestic industrial capacity that is critical to U.S. economic and national security. Similarly, easing burdens for U.S.-owned small businesses across the food supply chain will, in addition to enabling productivity investments and supply-chain diversification, support resilience-building necessary to counter international trade pressures, safeguard domestic food security, and improve economic competitiveness.