TMC Financing 2025 Outlook Says Main Street Optimistic — 53% of Borrowers See Sales Growth

April 1, 2025

Bob Coleman
Founder & Publisher

TMC Financing 2025 Outlook Says Main Street Optimistic — 53% of Borrowers See Sales Growth

For its 2025 Small Business Outlook, TMC Financing surveyed its customer base and found optimism among borrowers. Most anticipate sales growth, and only 7% expect to reduce their employee headcount.

Here is a summary of the results:

• 53% of businesses reported revenue growth in 2024
• 60% predict revenue will increase in 2025
• 43% plan to create new jobs with new employees
• 93% say the SBA 504 has positively impacted their business

As expected, only 8% are considering refinancing their property, citing the current high interest rate environment.

A remarkable 92% say their SBA 504 loan has positively impacted their business.

One borrower shared:

“Buying my own building was the best financial move of my career. The stability of the ‘rent’ payment and elevation of the quality of my space have been great for business and profitability.”

In 2024, TMC Financing facilitated $1.8 billion in total SBA 504 financing, helping small businesses across five states, including its newest expansion into Hawaii. With 490 small businesses served and nearly 6,000 new jobs created, TMC remains the nation’s No. 1 SBA 504 lender for the fourth consecutive year.