Underwriting SBA 7(a) Small Loans Under SBA’s New Rules — Thurs, June 18

What lenders need to know about prudent credit analysis, verification of two months of borrower checking account statements, and lender identification of MCA debt on loans under $350,000. 

Coleman Professional Webinar Training
Date: Thursday, June 18, 2026
Time: 2:00 p.m. Eastern
Includes e-certification & recording

SBA small loan underwriting continues to evolve.

For loans under $350,000, lenders are now expected to apply their own prudent credit judgment while documenting repayment ability, analyzing borrower cash flow, and identifying competing debt obligations, including merchant cash advances.

This session examines how experienced SBA lenders are approaching small-loan underwriting within SBA’s current framework.

The discussion will focus on practical execution: how institutions are verifying operating activity through borrowers’ business checking account statements, identifying MCA exposure and payment-stacking risk, documenting repayment ability, and structuring files to support credit decisions and SBA guaranty defensibility.

This is not a basic credit training session.

The webinar is designed for experienced SBA professionals who already have underwriting processes in place and want to compare their peers’ approaches to documentation, risk identification, and small-loan execution in practice.

The session will examine how lenders are balancing efficiency, borrower experience, portfolio performance, and SBA compliance expectations in today’s environment.

Topics Covered

• Verification of two months of borrower operating business checking account statements
• Identifying merchant cash advance obligations and repayment exposure
• Evaluating repayment ability on loans under $350,000
• Cash flow analysis expectations for SBA small loans
• Documentation practices supporting prudent credit decisions
• Use of bank statement activity to evaluate operating businesses
• Common underwriting weaknesses appearing in SBA reviews
• Structuring efficient underwriting workflows without sacrificing credit quality
• Managing lender responsibility for eligibility, credit, and repayment analysis
• Practical approaches being used by banks and nonbank SBA lenders

How the Webinar Works

We use Microsoft Teams as the webinar platform.

Recording
All Coleman webinars are recorded, and a link is sent to all attendees.

Single Site License
The single-site license grants your institution one viewing of the webinar. It is permissible to use a single-site license on one device in a conference room for multiple attendees to view. The webinar can be viewed on any device.

Multiple Site License
A multiple-site license is an unlimited access pass for anyone at your institution. You will be given a link that anyone in your email domain can use.

Webinar Links and Handouts
The webinar link will be sent out prior to the session, and included again when we send the presentation and handouts.

Participants Earn Certificates of Participation
All Coleman Webinar attendees will receive a certificate of participation. This documents your continuing education history for SBA and your regulators.

Questions
Questions throughout the webinar are strongly encouraged. There are two ways to ask a question. The first is to ask the question via the chat in Microsoft Teams. The second is to send an email to anna@colemanreport.com. Also, feel free to ask pre- and post-webinar questions.

The Fine Print
1) Substitutions are allowed at no charge.
2) Cancellations receive a 100% credit for any Coleman product.
3) As with all our products, we offer a 100% money back satisfaction guarantee — no questions asked.

3 Easy Ways to Order
1) ONLINE — Register and pay online via QuickBooks
2) EMAIL –Send an email to cindy@colemanreport.com with “Webinar Registration” in the Subject Line. We will do all the paperwork and either send you a sales receipt or an invoice.
3) PHONE — Call us at 818-790-4591.