Using Microsoft Copilot for SBA 7(a) Credit Memos: How to Turn Numbers into Narrative — 1/29
A Coleman Training Webinar
Date: Thursday, January 29, 2026
Time: 2:00 p.m. Eastern
Includes e-certification & recording
Both live Webinar sessions will contain the same content. You may use one unlimited site license registration fee for underwriters to attend either, or both sessions.
Overview
Microsoft Copilot and AI tools are transforming how SBA lenders analyze and present borrower financial information. What once took hours of manual work can now be completed in minutes with preserved accuracy, compliance, and insight.
Coleman Report presents a live webinar tailored for Microsoft Copilot users: Using Copilot to Turn Numbers into Narrative for SBA 7(a) Credit Memos. This training session will show SBA professionals exactly how to use Copilot and related AI tools to interpret borrower financial statements, calculate financial ratios, and generate lender-ready cash flow narratives that align with SBA 7(a) underwriting standards.
Why This Matters
Every SBA credit memo depends on the quality of its financial analysis. Writing clear, consistent, and compliant narrative sections is one of the most time consuming parts of the job. AI technology integrated through Microsoft Copilot now allows lenders to automate routine work such as ratio calculations, year over year comparisons, and cash flow commentary, allowing underwriters to focus on credit judgment, interpretation, and strategic decision making. This webinar will show you how to harness Copilot’s capabilities responsibly and effectively.
What You Will Learn
Attendees will learn how to:
- Use Microsoft Copilot to analyze income statements, balance sheets, and cash flow data
- Generate Copilot assisted credit memo narrative, trend analysis, and borrower performance summaries written in lender approved language
- Identify red flags and inconsistencies early in the credit file
- Blend Copilot generated analysis with professional underwriting expertise to produce consistent, credit ready memo sections
- Maintain SBA compliance and internal audit standards while integrating Copilot into the underwriting workflow
- View a live demonstration showing how Copilot can take a borrower’s financial data and produce a polished Cash Flow Analysis section in minutes
Who Should Attend
This training is designed for:
- SBA 7(a) and 504 lenders
- Credit analysts and underwriters
- Loan officers and documentation specialists
- Bank and non-bank lending executives exploring Copilot integration
Whether you are beginning to explore Copilot or already using it to automate parts of underwriting, this session will give you practical knowledge and tools to incorporate Copilot into your SBA credit memo process — efficiently and responsibly.
Takeaway Materials
All participants will receive:
- A Microsoft Copilot prompt template for financial and ratio analysis
- A Copilot-generated memo sample and compliance checklist
- A certificate of completion to document training and Copilot upskilling
Registration
Webinar: Using Microsoft Copilot to Turn Numbers into Narrative
Duration: 60 minutes plus Q&A
Format: Live Online Training (Microsoft Teams)
Date: Thursday, Janaury 29 at 2 pm Eastern
Instructor: Bob Coleman
Join Coleman Report for this practical Copilot-oriented session and see how AI can help you move from spreadsheets to strategic storytelling — turning raw financial data into credit insight faster and more accurately than manual processes alone.
Download Registration Form
Single Email User License — $500
Unlimited Access License — $800
Your Training Instructor
Bob Coleman
Bob Coleman is the Author of “Easy Money, Hard Time: 19-COVID PPP Loan Fraud Stories.” He is the founder of Coleman Report, a publisher of newsletters, reports, data, conferences, webinars, online training videos — to help finance professionals become small business lending experts. Bob is the nationally recognized expert on small business financing. He has appeared frequently on Fox Business News, NPR and other numerous media outlets. He is sourced by all print media. He is a frequent speaker about small business lending throughout the US and EU. Bob has a BA in Medieval History from the University of California Santa Barbara and a MBA in Real Estate Finance from the University of Southern California. Bob has earned numerous SIPA industry awards including “Podcast of the Year” and as a producer of events and video training. His passion is getting capital to Main Street and Rural American small business.
How the Webinar Works
We use Microsoft Teams as the webinar platform. All Coleman webinars are recorded and a link is sent to all attendees.
Single Site License
The single site license grants your institution one viewing of the webinar. It is permissible to use a single site license on one device in a conference room to be viewed by multiple attendees The webinar can be viewed on any device.
Multiple Site License
A multiple site license is an unlimited access pass for anyone at your institution. You will be given a link that will be usable to anyone with your email domain.
Webinar Links and Handouts
The webinar link will be included when we distribute the presentation and handouts shortly before the webinar.
Participants Earn Certificates of Participation
All Coleman Webinar attendees will receive a certificate of participation. This documents your continuing education history for SBA and your regulators.
Questions
Questions throughout the webinar are strongly encouraged. There are two ways to ask a question. The first is to ask the question via the chat in Microsoft Teams. The second is to send an email to anna@colemanreport.com. Also, feel free to ask pre and post-webinar questions.
The Fine Print
1) Substitutions are allowed at no charge.
2) Cancellations receive a 100% credit for any Coleman product.
3) As with all our products, we offer a 100% money back satisfaction guarantee — no questions asked.
3 Easy Ways to Order
1) ONLINE — Register and pay online via QuickBooks $500 or QuickBooks $800
2) EMAIL –Send an email to cindy@colemanreport.com with “Webinar Registration” in the Subject Line. We will do all the paperwork and either send you a sales receipt or an invoice.
3) PHONE — Call us at 818-790-4591.
Bob Coleman
Publisher, Coleman Report
bob@colemanreport.com