Are You Ready for your 2026 SBA Loan Audit? — 4/16
A Coleman Webinar
Date: Thursday, April 16, 2026
Time: 2:00 p.m. Eastern
Includes e-certification & recording
Protect Your SBA Guarantees. How to Increase Your PARRiS Score Before Your Audit
Every SBA lender will be audited either with a virtual desk-top review or an on-site audit.
The only question is: Will your files pass—or trigger repairs, penalties, or worse… a downgraded PARRiS rating?
This webinar shows your team exactly how to prepare before the SBA walks in the door—so you’re not reacting under pressure, you’re operating from strength.
What You Walk Away With
After this webinar, your team will be able to:
1. How to Audit Your Own Portfolio Before SBA Does
Identify weaknesses early and fix them—before they become findings.
2. Master All 14 PARRiS Score Drivers
Know exactly how SBA evaluates your institution—and how to manage your PARRiS score.
3. Eliminate High-Risk Audit Triggers
Loan classification steps to take today.
4. Strengthen Documentation and “Good Faith” Defenses
Ensure your files clearly demonstrate lender responsibility and compliance.
5. Navigate Today’s SBA Oversight Environment
Understand:
- OCRM data requests
- Lender portal expectations
- Review types (analytical, targeted, full, delegated)
6. Prepare for Fines, Reviews, and Corrective Actions
Know what SBA can enforce—and how to avoid being on the wrong side of it.
What Makes This Different
Lance will tell you how SBA thinks.
You’ll learn:
- How reviews are structured
- What gets flagged first
- Where lenders typically fail
- How to position your files to pass
This is the difference between checking boxes, and passing audits with confidence.
Specific SBA Benchmarks that Lance Will Explain
Performance
- 5-Year Cumulative Net Yield
- 12-Month Default Rate
- 5-Year Default Rate
Asset Management
- Stressed Rate
- Early Problem Loan Rate
- High-Risk Origination Rate
Regulatory Compliance
- 1502 Reporting Rate
- Loans in Active Default Status over 3 Years Rate
- 24-Month Repair/Denial Rate
Risk Management
- FDIC total Risk-Based Rate
- Non-Performing Asset Ratio
- Lender Purchase Rating
Special Items
- Average SBPS
- Recovery Rate
Your Training Staff
Lance Sexton
As a former small business owner, Lance Sexton has a successful history of working with small business owners and students related to entrepreneurship and SBA loan origination, servicing, and liquidation.
He has earned three industry training instruction awards for “Best Online Learning Product”.
Lance is a former SBA Deputy Director of Little Rock Servicing Center, and has over 40 years of experience, including 20 years directly managing portfolios of SBA loans. Lance is an adjunct faculty member of University of the Ozarks. He is an Executive Vice President, Managing Director of Servicing and Liquidation at Phoenix Lender Services and has been affiliated with Coleman Publishing for over 11 years.
Bob Coleman
Bob Coleman is the founder of Coleman Publishing, a publisher of newsletters, reports, data, conferences, webinars, online training videos — to help finance professionals become small business lending experts. Bob is the nationally recognized expert on small business financing. He has appeared frequently on Fox Business News, NPR and other numerous media outlets. He is sourced by all print media. He is a frequent speaker about small business lending throughout the US and EU. Bob has a BA in Medieval History from the University of California Santa Barbara and a MBA in Real Estate Finance from the University of Southern California. Bob has earned numerous awards as a producer of events and video training. His passion is getting capital to Main Street and Rural American small business.
How the Webinar Works
We use Microsoft Teams as the webinar platform.
Recording
All Coleman webinars are recorded and a link is sent to all attendees.
Single Site License
The single site license grants your institution one viewing of the webinar. It is permissible to use a single site license on one device in a conference room to be viewed by multiple attendees The webinar can be viewed on any device.
Multiple Site License
A multiple site license is an unlimited access pass for anyone at your institution. You will be given a link that will be usable to anyone with your email domain.
Webinar Links and Handouts
The webinar link will be included on your sales receipt.
The link will also be included when we send the presentation and handouts. These will be sent by eod the day before.
Participants Earn Certificates of Participation
All Coleman Webinar attendees will receive a certificate of participation. This documents your continuing education history for SBA and your regulators.
Questions
Questions throughout the webinar are strongly encouraged. There are two ways to ask a question. The first is to ask the question via the chat in Microsoft Teams. The second is to send an email to anna@colemanreport.com. Also, feel free to ask pre and post-webinar questions.
The Fine Print
1) Substitutions are allowed at no charge.
2) Cancellations receive a 100% credit for any Coleman product.
3) As with all our products, we offer a 100% money back satisfaction guarantee — no questions asked.
3 Easy Ways to Order
1) ONLINE — Register and pay online via Quickbooks
2) EMAIL –Send an email to cindy@colemanreport.com with “Webinar Registration” in the Subject Line. We will do all the paperwork and either send you a sales receipt or an invoice.
3) PHONE — Call us at 818-790-4591.
Bob Coleman
Publisher, Coleman Report
bob@colemanreport.com