SBA Hot Topic Tuesday – Small Business Loan Dollar Amount Decreased 21% in 2021

December 20, 2022 Delaney SextonContributing Editor SBA Hot Topic Tuesday – Small Business Loan Dollar Amount Decreased 21% in 2021 Last week, the federal bank regulatory agencies released data on small business, small farm, and community development lending during 2021. The data comes from financial institutions that are required under the Community Reinvestment Act to…

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Main Street Monday – Lending Standards Tighten in the Last Half of 2022

December 19, 2022 Delaney SextonContributing Editor Main Street Monday – Lending Standards Tighten in the Last Half of 2022 “Many small business variables such as self-employment, proprietors’ income, loan delinquencies, and loan balances now have trends that resemble their pre-COVID-19 trends. However, even though the number of startups has recently increased, demand for loans by…

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Coleman Movers & Shakers – Paul Long, Deangelou Stevenson, and Matt Kang

December 15, 2022 Delaney SextonContributing Editor Coleman Movers & Shakers – Paul Long, Deangelou Stevenson, and Matt Kang Gesa Credit Union Announces Paul Long as New SBA Lending Manager and Team Leader “Paul is a valuable addition to the Gesa team, as he is a proven leader in the industry,” says Don Miller, President and…

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C-Suite Wednesday – SBA Provided $43 Billion in Small Business Funding in FY22

December 14, 2022 Delaney SextonContributing Editor C-Suite Wednesday – SBA Provided $43 Billion in Small Business Funding in FY22 “While still managing billions in COVID relief, the SBA also delivered record lending in FY22, helping tens of thousands of entrepreneurs across our nation get the needed funding to start, grow, and build resilient businesses,” says…

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Banks Must Submit List of All Offices to California DFPI Regulators

Financing California Small Business DailyDecember 13, 2022By Joseph Coleman Banks in California Must Submit Lists of Offices by December 31 Pursuant to Financial Code section 1077, all commercial banks, industrial banks and trust companies are required to file a list of all offices currently maintained and operated by the bank. The report shall designate the…

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SBA Hot Topic Tuesday – Small Business Owners Paying 8% Rate on Short-Term Loans

December 13, 2022 Delaney SextonContributing Editor SBA Hot Topic Tuesday – Small Business Owners Paying 8% Rate on Short-Term Loans “Going into the holiday season, small business owners are seeing a slight ease in inflation pressures, but prices remain high,” says Bill Dunkelberg, NFIB Chief Economist. “The small business economy is recovering as owners manage…

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Fraud Friday – London Construction Company Director Banned from Running a Business After Abusing COVID Loan Program

December 9, 2022 Delaney SextonContributing Editor Fraud Friday – London Construction Company Director Banned from Running a Business After Abusing COVID Loan Program Insolvency Service Assistant Director of Investigation and Enforcement Services Tom Phillips says: “The lengthy disqualifications should serve as a reminder to others that the Insolvency Service will not shirk from its responsibility…

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