Coleman Report

December 30, 2025 Bob ColemanFounder & Publisher Hot Topic Tuesday: SBA Extends Franchise Re-Certification Deadline to June 30, 2026 SBA’s Office of Capital Access issued the notice below on December 23, extending the Franchise Re-Certification deadline. Dear SBA Lender: For Franchise Brands that were listed on the SBA Franchise Directory as of May 2023, SBA…

December 29, 2025 Bob ColemanFounder & Publisher Main Street Monday: B of A Says Small Business Small Business Saturday a Success but Profit Margins are Disappearing Small business owners found some seasonal breathing room in November, but the underlying direction is starting to turn. Profits stayed positive, helped by holiday-driven activity like Small Business Saturday.…

December 23, 2025 Bob ColemanFounder & Publisher SBA Hot Topic Tuesday: SBA Approves 6 MARC loans for $5 Million MARC Loan Statistics Snapshot  Total Activity Employee Size Breakdown Geographic Distribution SBA says the first MARC Loans demonstrate the range of transactions the product was engineered to support. SBA cited initial approvals supporting working capital needs…

December 22, 2025 by Bob ColemanFounder & Publisher Main Street Monday: SBA Relaxes 100% U.S. Citizenship Ownership Standards to 95% SBA has announced a major change that has held up many SBA 7(a) and 504 loans. Beginning January 1, 2026, SBA will allow a Borrower to have up to 5%  ownership by foreign nationals, U.S.…

December 19, 2025 Bob ColemanFounder & Publisher Community Bank President Sentenced for Concealing Losses and Misusing Bank Funds Former community bank president Aaron Johnson pleaded guilty to federal charges related to the misuse of bank funds and the concealment of losses at Farmers Bank of Carnegie, Oklahoma. Johnson, a sixth-generation member of the bank’s founding…

December 18, 2025 Bob ColemanFounder & Publisher Movers & Shakers: Kirk Beason, Heidi Whitesell, Ninel Struzska & Raquel Zippilli Join Capital Bank Capital Bank, N.A. has announced the expansion of its SBA team with the addition of four experienced SBA professionals, strengthening the bank’s national small business lending platform. “This expansion represents a deliberate investment…

December 17, 2025 Bob ColemanFounder & Publisher A Coleman Conversation: Karen McHugh In this episode of A Coleman Conversation, Bob Coleman sits down with Karen McHugh to mark her retirement from the SBA industry and reflect on a remarkable 40-plus-year career. Karen shares how an unexpected entry into SBA lending became a lifelong vocation focused…

December 16, 2025 Bob ColemanFounder & Publisher SBA Hot Topic Tuesday: SBA Associate Administrator Thomas Kimsey Addresses Rural Lenders’ Roundtable The following remarks have been edited and formatted by Bob Coleman from Thomas Kimsey’s presentation at the National Rural Lenders Roundtable on December 3, 2025 in Washington D.C. Last week my wife and I celebrated…

December 15, 2025 Bob ColemanFounder & Publisher Main Street Monday: USDA $50 Billion Guaranteed Lending Availability for Rural Health Care The National Rural Lenders Roundtable was held in Washington DC last week to examine the expanding role of federal rural health funding and the opportunities for lenders in this niche with USDA’s Community Facilities program.…

December 12, 2025 Bob ColemanFounder & Publisher Blueacorn Co-Founder Stephanie Hockridge Receives 10-Year Sentence for PPP Fraud, Owes $65 Million Stephanie Hockridge, co-founder of Blueacorn, was sentenced to 120 months in federal prison for her role in one of the largest PPP loan fraud schemes uncovered during the pandemic. A federal jury convicted Hockridge in…