Coleman’s Movers and Shakers

August 18, 2016 By Bob Coleman Editor, Coleman’s Movers and Shakers Coleman’s Movers and Shakers Moody’s Analytics Webinar: The Future of Small Business Lending Strong demand for small business credit is expected to continue unabated, and banks have the advantage of being the primary and most trusted sources of information for small business borrowers –…

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SBA Hot Topic Tuesday — The $11MM Western SBA 504 Portfolio

August 16, 2016 SBA Hot Topic Tuesday — The $11MM Western SBA 504 Portfolio By Bob Coleman Editor, SBA Hot Topic Tuesday Clark Street Capital’s Bank Asset Network (“BAN”) proudly presents: “The $11MM Western SBA 504 Portfolio.” This exclusively-offered portfolio is offered for sale by two institutions (“Seller”). Highlights include: A total unpaid principal balance…

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Fraud Friday — SIGTARP Scorecard, 58 Community Banker Convictions

August 12, 2016 By Bob Coleman Editor, Fraud Friday Fraud Friday — SIGTARP Scorecard, 58 Community Banker Convictions SIGTARP (Special Inspector General for the Troubled Asset Relief Program) touts the number of bankers charged with criminal or civil fraud just broke the 100 person mark. Of course, unmentioned is the fact community bankers are going…

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Moody’s: How Banks Can Raise Their Game in Small Business Lending

August 15, 2016 Moody’s: How Banks Can Raise Their Game in Small Business Lending By Nancy Michael Senior Director, Enterprise Risk Solutions Moody’s Analytics Although the demand for small business credit remains high, banks the traditional providers of financing for this segment have continued a long and steady decline in small businesses lending. Small loans…

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SBA Hot Topic Tuesday — Spring Cleaning SBA’s Regs

August 9, 2016 By Bob Coleman Editor, SBA Hot Topic Tuesday SBA Hot Topic Tuesday — Spring Cleaning SBA’s Regs SBA released this morning a proposed rule to streamline SBA processes and update or remove outdated provisions. Proposed changes include allowing lenders to obtain personal guarantees from minority shareholders, making cooperatives eligible for SBA financing…

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Main Street Monday — Small Business Lending Standards Relatively Unchanged

August 8, 2016 By Bob Coleman Editor, Main Street Monday Main Street Monday — Small Business Lending Standards Relatively Unchanged Says the Federal Reserve in its July 2016 senior loan officer survey. Overall, banks tightened credit standards for large and middle-market businesses For very small businesses, annual sales less than $5 million, credit standards remain…

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Coleman’s Movers and Shakers — Five Star Bank Names Vito Caraccio Senior Vice President, Director Of Business Banking

August 4, 2016 Coleman’s Movers and Shakers By Bob Coleman Editor, Coleman’s Movers and Shakers Five Star Bank Names Vito Caraccio Senior Vice President, Director Of Business Banking “We’re delighted to welcome Vito to Five Star Bank,” says Martin K. Birmingham, President and Chief Executive Officer of Financial Institutions, Inc. “His outstanding talent and exemplary…

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