Fraud Friday — SBA Department Manager Guilty in La Jolla Bank Fraud

October 2, 2015 By Bob Coleman Editor, Fraud Friday Fraud Friday — SBA Department Manager Guilty in La Jolla Bank Fraud The former SBA Department Manager of San Diego-based La Jolla Bank is going to jail for SBA loan fraud. Amalia Martinez pled guilty last week for accepting thousands of dollars in bribes and kickbacks…

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Movers and Shakers

October 1, 2015 By Bob Coleman Editor, Movers and Shakers ReadyCap Sells Excess SBLC License to CenterStone SBA Lending, Retains the CIT License John Moshier, President of ReadyCap Lending writes the Coleman Report, “ReadyCap Lending is pleased to announce the sale of one of its SBLC licenses. ReadyCap purchased the SBLC license formerly held by…

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SBA Hot Topic Tuesday — SBA 7(a) and 504 Fees Effective October 1, 2015

September 29, 2015 SBA Hot Topic Tuesday — SBA 7(a) and 504 Fees Effective October 1, 2015 SBA 7(a) Guaranty Fees are unchanged Loans less than $150,000 — no fee 150,001 to $700,000: 3% of the guaranteed portion $700,001 to $5,000,000: 3.5% of the guaranteed portion up to $1,000,000 PLUS 3.75% of the guaranteed portion…

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Coleman’s Movers and Shakers — CenterStone SBA Lending Acquires SBLC License

September 24, 2015 By Bob Coleman Editor, Movers and Shakers Coleman’s Movers and Shakers — CenterStone SBA Lending Acquires SBLC License Los Angeles-based CenterStone has successfully closed the purchase of a small business lending company license from ReadyCap Lending on September 14th Jason Pak, CEO of CenterStone SBA Lending, is a seasoned executive in the…

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CPR Report: SBA 7(a) Prepays Move Back Toward 8%

September 22, 2015 CPR Report: SBA 7(a) Prepays Move Back Toward 8% By Bob Judge Editor, CPR Report In July, prepays moved back up toward 8% after one month near 7%. Increases in both the default element (CDR) and voluntary prepayment portion (CRR) caused the rise last month. Defaults rose by 58% after an identical…

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Coleman Small Business Podcast Episode 2

September 22, 2015 Coleman Small Business Podcast Episode 2 Coleman’s Small Business Lending Podcast features national experts in the small business lending industry. Today’s guest is Eyal Shinar, Founder and CEO of Fundbox Eyal Shinar is an expert in financial services and technology management. Prior to his current position as CEO and Founder of Fundbox,…

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Main Street Monday — Can the Franchise Model Survive the NLRB Ruling?

Main Street Monday — Can the Franchise Model Survive a NLRB Ruling? Last month’s ruling by the National Labor Relations Board opens the doors that franchisees may become de facto franchisor employees — managers, not small business owners. The NRLB ruled garbage hauler Browning-Ferris Industries should be considered a “joint” employer” along with a staffing…

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