Coleman Certified AI Applications for SBA Lending

Coleman Online Certification Training

Coleman Certified AI Applications for SBA Lending Training

Learn how to use artificial intelligence to analyze financial statements, review bank statements, prepare SBA credit memos, research SOP requirements, and streamline loan processing, closing and servicing.

Coleman’s 10-week online certification program teaches SBA lending professionals how to use ChatGPT, Microsoft Copilot and other AI tools to improve efficiency, strengthen credit analysis and simplify everyday lending tasks.

Through practical demonstrations and SBA lending case studies, participants will develop AI skills they can apply directly to underwriting, processing, closing and portfolio management.

No previous AI experience required.

Register for Coleman AI Training
10 Weeks Online Training
Self-Paced Recorded Lessons
Live Instructor Office Hours
Certificate Upon Successful Completion

Practical AI Training Designed for SBA Lending Professionals

SBA lenders are responsible for reviewing large volumes of financial information, evaluating repayment ability, documenting credit decisions and maintaining compliance with SBA requirements.

This course demonstrates how AI can assist with these responsibilities while preserving the lender’s responsibility for independent analysis, accurate documentation and sound credit judgment.

Participants will learn how to develop effective AI prompts, review financial documents, identify potential credit concerns, draft lending narratives and verify AI-generated results against source materials.

What makes this training different?

Every major topic is tied to practical SBA lending tasks. Rather than focusing solely on AI theory, the course demonstrates how lenders can use AI tools in real-world underwriting, processing, closing and servicing workflows.

What You Will Learn

Financial Analysis & Underwriting

  • Analyze bank statements, financial statements and tax returns using AI.
  • Evaluate cash flow, debt service coverage and financial trends.
  • Prepare and verify AI-assisted SBA credit memos.

SBA Lending Operations & Compliance

  • Research SBA SOP requirements and review loan eligibility.
  • Streamline loan processing, closing and document review.
  • Use AI for portfolio monitoring while maintaining compliance and human oversight.

Online Training at Your Own Pace

Coleman’s 10-week online training format is designed for busy SBA lending professionals. Each week features focused video lessons covering practical applications of AI throughout the SBA loan lifecycle.

New weekly lessons will be released as the program progresses. Participants can complete prerecorded lessons on their own schedules and revisit the material when needed.

  • Convenient online instruction
  • Step-by-step AI demonstrations
  • Practical SBA lending exercises and case studies
  • Focused lessons organized into weekly training units
  • Opportunities to apply techniques to everyday lending tasks

Live Instructor Office Hours

In addition to self-paced recorded lessons, participants have access to live instructor office hours on the first and third Wednesdays of each month at 12:00 PM Eastern.

These interactive sessions provide an opportunity to ask questions, discuss practical AI applications and receive guidance on applying course concepts to real-world SBA lending responsibilities.

10-Week AI Applications for SBA Lending Curriculum

This comprehensive 10-week course covers AI fundamentals, financial analysis, underwriting, SBA eligibility, loan processing, closing and servicing. Each week features focused lessons and practical demonstrations designed specifically for SBA lending professionals. Select a week below to explore the curriculum.

Week 1 AI Fundamentals & Applications for SBA Lenders
  1. Understanding Generative AI and Its Role in SBA Lending
  2. Getting Started With ChatGPT, Microsoft Copilot and AI Tools
  3. Practical AI Applications Across the SBA Loan Lifecycle
  4. Hands-On Demonstration: Completing Common SBA Lending Tasks With AI
Week 2 AI Security, Compliance & Responsible Use
  1. Protecting Borrower Information and Confidential Financial Data
  2. Understanding AI Data Privacy, Security Settings and Bank Policies
  3. Recognizing AI Errors, Hallucinations and Unsupported Conclusions
  4. Establishing Human Review, Verification and AI Documentation Procedures
Week 3 AI Prompt Engineering & Document Analysis
  1. Writing Effective AI Prompts for SBA Lending Tasks
  2. Uploading, Reading and Analyzing Documents With AI
  3. Creating Reusable Prompts for Underwriting and Credit Analysis
  4. Using AI to Compare Documents and Identify Inconsistencies
Week 4 AI Bank Statement Analysis
  1. Preparing and Uploading Business Bank Statements for AI Analysis
  2. Using AI to Identify Deposits, Withdrawals and Cash Flow Trends
  3. Identifying NSF Activity, Unusual Transactions and Potential Red Flags
  4. Reconciling Bank Statement Activity With Borrower Financial Information
  5. Practical Exercise: ChatGPT vs. Copilot Bank Statement Analysis
Week 5 AI Financial Statement, Tax Return & Spreadsheet Analysis
  1. Using AI to Analyze Balance Sheets and Income Statements
  2. Calculating Debt Service Coverage, Liquidity and Financial Ratios
  3. Using AI to Review Business Tax Returns and Identify Discrepancies
  4. Analyzing Excel Spreadsheets and Preparing Financial Trend Reports
  5. Reviewing Add-Backs, Quality of Earnings Findings and Cash Flow Adjustments
Week 6 AI-Assisted SBA Underwriting & Credit Memo Preparation
  1. Using AI to Organize and Summarize SBA Loan Application Information
  2. Preparing Borrower, Management and Business Analysis Narratives
  3. Drafting Repayment Analysis and Debt Service Coverage Narratives
  4. Identifying Credit Weaknesses, Risk Factors and Mitigating Strengths
  5. Preparing, Reviewing and Verifying an AI-Assisted SBA Credit Memo
Week 7 AI for SBA SOP Research, Eligibility & Compliance
  1. Using AI to Research SBA SOP 50 10 Requirements
  2. Evaluating SBA Borrower Eligibility and Business Ownership Requirements
  3. Reviewing SBA Loan Structure, Equity Injection and Use of Proceeds
  4. Creating SBA Compliance Checklists and Identifying Documentation Requirements
  5. Verifying AI-Generated SOP References and Eligibility Conclusions
Week 8 AI for SBA Loan Processing, Closing & Quality Control
  1. Using AI to Review SBA Loan Packages for Completeness
  2. Creating Loan Processing, Closing and Documentation Checklists
  3. Comparing Loan Documents to Identify Missing or Inconsistent Information
  4. Using AI to Support Closing Quality Control and Exception Tracking
Week 9 AI for SBA Loan Servicing & Portfolio Monitoring
  1. Using AI to Review Annual Borrower Financial Statements
  2. Identifying Financial Deterioration and Early Warning Signs
  3. Using AI to Monitor Loan Covenants and Portfolio Performance
  4. Preparing Servicing Reviews, Borrower Communications and File Documentation
Week 10 Comprehensive SBA Lending AI Case Study & Certification
  1. Case Study: Reviewing an SBA Acquisition Loan Application
  2. Using AI to Analyze Bank Statements, Financials and Repayment Ability
  3. Evaluating SBA Eligibility, Credit Risks and Required Documentation
  4. Preparing a Complete AI-Assisted SBA Credit Analysis
  5. Final Review: Verifying AI Findings and Completing the Certification Assessment

Meet Your Course Instructor

Bob Coleman, Founder and Publisher of Coleman Report

Bob Coleman

Founder & Publisher, Coleman Report

Bob Coleman is a nationally recognized expert in small business financing and the founder of Coleman Report, a leading provider of industry news, data, conferences, webinars and professional training for SBA lending professionals. He is the author of Easy Money, Hard Time: 19 COVID PPP Loan Fraud Stories and has appeared on Fox Business News, NPR and numerous other media outlets.

A frequent speaker on small business lending throughout the United States and Europe, Bob holds an MBA in Real Estate Finance from the University of Southern California. His work has earned numerous SIPA industry awards, including Podcast of the Year. His passion is helping Main Street and rural American small businesses gain access to capital.

Earn Your Coleman AI Applications for SBA Lending Certificate

Upon successful completion of the training and required assessments, participants will earn a Coleman certificate recognizing their knowledge of practical AI applications for SBA lending.

The certification demonstrates training in using AI for financial analysis, SBA underwriting, credit memo preparation, document review and portfolio monitoring.

Coleman Certified AI Applications for SBA Lending certificate

Ready to Put AI to Work in SBA Lending?

Build practical AI skills for financial analysis, underwriting, loan processing, closing and servicing through Coleman’s 10-week online certification program.

Register for AI Training

Questions? anna@colemanreport.com   |   (818) 974-8934