Main Street Monday: SBA 7(a) Expands 90% Guaranty to Energy Sector

August 17, 2026

Bob Coleman
Founder & Publisher

Main Street Monday: SBA 7(a) Expands 90% Guaranty to Energy Sector

While the new SBA SOP 5010 8.1 was released Friday there is one change effective immediately — 90% guaranties for the following NAICS codes under the International Trade Loan 7(a) loan program.

  • 211120 — Crude Petroleum Extraction
  • 211130 — Natural Gas Extraction
  • 212111 — Bituminous Coal and Lignite Surface Mining
  • 212112 — Bituminous Coal Underground Mining
  • 212113 — Anthracite Mining
  • 212210 — Iron Ore Mining
  • 212221 — Gold Ore Mining
  • 212222 — Silver Ore Mining
  • 212230 — Copper, Nickel, Lead, and Zinc Mining
  • 212291 — Uranium-Radium-Vanadium Ore Mining
  • 212299 — All Other Metal Ore Mining
  • 212311 — Dimension Stone Mining and Quarrying
  • 212312 — Crushed and Broken Limestone Mining and Quarrying
  • 212313 — Crushed and Broken Granite Mining and Quarrying
  • 212319 — Other Crushed and Broken Stone Mining and Quarrying
  • 212321 — Construction Sand and Gravel Mining
  • 212322 — Industrial Sand Mining
  • 212324 — Kaolin and Ball Clay Mining
  • 212325 — Clay and Ceramic and Refractory Minerals Mining
  • 212391 — Potash, Soda, and Borate Mineral Mining
  • 212392 — Phosphate Rock Mining
  • 212393 — Other Chemical and Fertilizer Mineral Mining
  • 212399 — All Other Nonmetallic Mineral Mining
  • 213111 — Drilling Oil and Gas Wells
  • 213112 — Support Activities for Oil and Gas Operations
  • 213113 — Support Activities for Coal Mining
  • 213114 — Support Activities for Metal Mining
  • 213115 — Support Activities for Nonmetallic Minerals (except Fuels) Mining

Since May, the SBA has approved $110 million in capital through its 90% Made in America Guarantee and $82 million in capital through its 90% Grocery Guarantee. 

Read SBA news release: https://legacy.sba.gov/article/2026/08/14/sba-announces-90-loan-guarantee-energy-sector?utm_source