Robert Nelson Retires, Carlos Torres Joins First Internet Bank, Harvest Hires Mark Langdon 

March 13, 2025

Bob Coleman
Founder & Publisher

Robert Nelson Retires, Carlos Torres Jr. Joins First Internet Bank, Harvest Hires Mark Langdon

Carlos Torres Jr. Joins First Internet Bank as Vice President, Senior Business Development Officer

“The SBA experience Carlos has is an asset to our team and our clients,” says First Internet Bank Vice President, National SBA Sales Manager Mark Gibson. “His proven ability to build strong client relationships and deliver flexible financial solutions aligns perfectly with our commitment to help entrepreneurs achieve long-term growth.”

“I look forward to joining First Internet Bank’s Top 10 SBA 7(a) lending team,” says Mr. Torres. “Together, we will continue empowering small business owners with the capital and support they need to turn their visions into realities.”

Mr. Torres has over nine years of SBA experience, including lending and credit underwriting. Most recently, he worked as Vice President, SBA Relationship Manager at SouthState Bank. Prior to that, he held positions at Regions Bank, First Bank of the Lake and First American Bank. Mr. Torres holds a Master of Business Administration degree from Liberty University and a Bachelor of Business Administration in Finance from Florida International University.

Marc Langdon Joins Harvest SBF as SVP Business Development Officer

Marc Langdon has joined Harvest Small Business Finance as a Senior Vice President-SBA Business Development Officer.

Langdon will lead Harvest’s real estate lending initiatives in St. Louis, serving as the market leader in SBA and Commercial Real Estate lending. With over two decades of real estate lending experience at banks, non-bank lenders and the debt arm of a large brokerage, Langdon brings a unique background to this role. This background encompasses over $500 million of real estate lending across the SBA and Commercial space, focused on St. Louis but spanning across the country.

He is a multiple time “Lender of the Year” winner for his Certified Development Company counterparts.

Massachusetts SBA District Director Robert Nelson Retires 

From his LinkedIn post…..

“After a lot of soul searching, I have made the decision to retire from the Small Business Administration at the end of the month. This July will be 35 years since I first started working for the government and for the Federal Deposit Insurance Corporation (FDIC). During the early 1990’s, banks were failing across New England every Friday and I was part of closing teams for a number of failed banks and a Section Chief leading a team charged with liquidating failed bank assets. I then moved over to the SBA first with the CT office and then for the next 26+ years with the MA office. During my time with SBA, in 2002 it was helping small businesses to recover after 9/11 with our STAR loans, and in 2005 we helped with processing of Hurricane Katrina loans out of the MA office and in 2008, at the height of the economic crisis, the SBA helped to jumpstart frozen credit and lending markets by providing higher loan guarantees and no fees and even 100% guaranteed ARC loans (America’s Recovery Capital). Fast forward to the Covid pandemic, and SBA was at it again with a mission to save the US economy by helping small businesses to survive. In MA alone, my team helped to deliver $32 Billion in capital through PPP’s, EIDL’s, RRF’s and SVOG’s. With each day, my team and I cheered the small successes, and the words of gratitude flowed in with so many saying that without the SBA they would not be here. But even during the regular years, we helped the Commonwealth’s businesses to access capital and technical assistance and government contracts and the economic impact of the MA SBA regularly hit almost a Billion a year – just in MA. Oh how I have loved working for SBA and helping the little guy, lifting up those that needed help navigating government bureaucracy, helping so many small business owners trying to realize the American Dream through entrepreneurship. I will miss many many friends from across the US and will miss my MA team incredibly. We are all passionate government servants who all took an oath to serve and that we did with passion, pride and a dedication!! I am truly humbled that a poor kid from Providence was given the opportunity to dedicate my life, career and energy into the SBA and small business and for being able to do something that has made a difference in people’s lives. Thank you all for your support over this incredible career and journey. I have no regrets….just wish me luck with a smooth transition into retirement life…….I hear it is kind of nice. 🙂”