Main Street Monday — NFIB Says Small Business Optimism Increasing Since Election

November 18, 2024 Bob ColemanFounder & Publisher Main Street Monday — NFIB Says Small Business Optimism Increasing Since Election Now that the election is over, the NFIB Small Business Optimism Report indicates that Main Street is beginning to feel less uncertain about future business conditions. NFIB Chief Economist Bill Dunkelberg states, “Although optimism is on…

Read More

SBA Collateral Insurance Coverage: A 2025 Update – 12/4

Cancellation Strategies — Force Place or Waive?Analysis Required in the Credit MemoServicing Action Documentation Required for the File A Coleman WebinarDate: Wednesday, December 4, 2024Time: 2:00 p.m. EasternIncludes e-certification & recording One of the topics at the recent NAGGL conference was how SBA lenders must react to a recent movement by the insurance industry to…

Read More

SBA SOP 50 57 3.1 Certified Online Training

SBA Servicing & Liquidation SOP 50 57 3.1: Effective December 1Secure Your Bank’s Compliance and Competitive Edge through Coleman Training Attention senior SBA lending professionals: The SBA’s game-changing SOP 50 57 3.1 for servicing and liquidation will be effective December 1. Prepare to capitalize on these pivotal changes. Join nationally acclaimed SBA expert Lance Sexton…

Read More

Movers & Shakers Thursday — Milestone Bank Adds JP Prinz to BDO Team

Movers & Shakers Thursday — Milestone Bank Adds JP Prinz to BDO TeamNovember 14, 2024 Bob Coleman “We are excited to welcome JP Prinz to the Milestone SBA Team. As an industry veteran, he brings a strong credit background with years of high volume origination of SBA 7(a) loans,” says Guy Gibson, Milestone Bank EVP.…

Read More

Small Business Loan Supply Tightens Says Fed

Small Business Loan Supply Tightens Says FedNovember 13, 2024Bob Coleman Every quarter, the Federal Reserve Board of Governors releases a Senior Loan Officer Opinion Survey on bank lending practices. While the report addresses the entire scope of a lender’s portfolio, this analysis focuses on small business loans. Terms for small business loans tightened over the…

Read More

Community Bank & Trust West Georgia Ranked #1 USDA B&I for FY 2024

Community Bank & Trust West Georgia Ranked #1 USDA B&I for FY 2024November 12, 2024Bob Coleman FY 2024 7 Loans for $75,566,000 “We are deeply committed to reaching and supporting America’s heartland and the communities that form its foundation,” says Steve Jefferies, President & CEO of Community Bank & Trust. “Being recognized as the top…

Read More

Ameritrust Adds Ryan Carroll to Represent in Western Washington

Ameritrust Adds Ryan Carroll to Represent in Western WashingtonNovember 6, 2024Bob Coleman Says Kim Willis, President & Ceo of Ameritrust CDC, “It is my pleasure to announce the hiring of Ryan Carroll to the Ameritrust Team.  Ryan’s position is Business Development for Western Washington.  He will be focusing on expanding our partnerships and supporting clients…

Read More

SBA Hot Topic Tuesday — Small Business Loan Demand Rising says SBA

SBA Hot Topic Tuesday — Small Business Loan Demand Rising says SBANovember 5, 2024By Bob Coleman, Founder & Publisher From SBA’s Office of Advocacy October 2024 report Small business credit conditions remain tight following COVID-19.  Borrowing conditions changed as rising interest rates increased costs for small businesses reliant on banks for their funding needs. Commercial…

Read More