Coleman Report

September 9, 2026 Bob ColemanFounder & Publisher A Coleman Conversation: Jon Winick In this week’s episode of A Coleman Conversation, Bob Coleman sits down with Jon Winick, CEO of Clark Street Capital, to discuss the loan portfolio market, commercial real estate trends, and the economic forces shaping banking heading into 2027. Jon explains why banks…

September 8, 2026 Bob ColemanFounder & Publisher SBA Hot Topic Tuesday: Grocery, Manufacturing and Rural Businesses Get New FY 2027 Fee Relief SBA 7(a) Loans Up to $700,000 Can Carry a 0% Upfront Fee SBA has released its FY 2027 7(a) fee schedule, effective for loans approved October 1, 2026 through September 30, 2027. The…

September 4, 2026 Bob ColemanFounder & Publisher Fraud Friday: The $8,713,378.24 That Showed Up at Two Banks  American National Bank & Trust was told Garrett Douglas Johnson had $8,713,378.24 sitting in a law firm trust account. Three months later, Gateway First Bank was given the same number. $8,713,378.24. To the penny. The indictment says the…

September 3, 2026 Bob ColemanFounder & Publisher Movers & Shakers: Shannon Ziebol, Martelle Rogers & Anthony Notarfrancesco Shannon Ziebol Joins MidCountry Bank as SBA Program Manager Shannon Ziebol has joined MidCountry Bank as SBA Program Manager, bringing more than a decade of banking experience and an extensive background in SBA lending and portfolio management. Ziebol…

September 2, 2026 Bob ColemanFounder & Publisher New Coleman SBA Data Portal: Franchise and NAICS Loan Performance When a franchise loan reaches underwriting, you can now check how that brand has actually performed in the SBA 7(a) program. The new Coleman SBA Data Portal gives SBA lenders independent loan-performance data for franchise brands and NAICS…

September 1, 2026 Bob ColemanFounder & Publisher SBA Hot Topic Tuesday: OIG Challenges $11.5 Million in Paid 7(a) Guaranties — One Review Took 20.8 Years SBA has pushed back on a new Inspector General review of the 7(a) guaranty purchase process involving 16 loans and $11.54 million in challenged payments. The SBA Office of Inspector…

Before You Approve the Deal, Check the SBA Loan Performance. The Coleman Franchise & NAICS Portal gives SBA lenders direct access to franchise and industry loan-performance data built from SBA 7(a) FOIA files. Search a franchise brand. Search a NAICS industry. See how SBA loans have actually performed before the credit decision is made. Annual…

August 31, 2026 Bob ColemanFounder & Publisher Main Street Monday: 31-to-90-Day Small Business Delinquencies Fall 5 Basis Points to 1.71% Small business credit performance was steady in June, but the year-over-year delinquency numbers moved in opposite directions. The August Equifax report states 1.71% of small business loans were 31 to 90 days past due in…

August 28, 2026 Bob ColemanFounder & Publisher Fraud Friday: The “Bank Tour” That Turned Bad Borrowers Into Good Loan Files  For a small-business owner who could not qualify on his own, Preferred Marketing Group’s process would end with a ride from bank to bank. PMG called it the “bank tour.” Employees drove borrowers across North…

August 27, 2026 Bob ColemanFounder & Publisher Movers & Shakers: Brian Babcock, Carly Lovenguth & Erin Haldeman Brian Babcock Joins Ameris Bank as VP of Government Guaranteed Lending Brian Babcock has joined Ameris Bank as Vice President, Government Guaranteed Lending Business Development Officer after more than 11 years with Live Oak Bank. In his new…