Coleman Report

October 19, 2026 Bob ColemanFounder & Publisher Main Street Monday: SBA Identifies NAICS Codes for YouTubers, Podcasters and Streamers  The SBA has issued new industry classification guidance covering America’s content creators, directing qualifying social media entrepreneurs, podcasters, streamers and digital video producers to NAICS 5121, Motion Picture and Video Industries, for SBA lending and contracting…

SOP 50 10 8.1 requires a Quality of Earnings report for Initial Acquisition and Business Expansion transactions with a business purchase price of $3 million or more. The lender must use the report’s earnings in its debt service coverage determination. The findings can affect the loan amount and how the acquisition is financed. This training…

October 16, 2026 Bob ColemanFounder & Publisher Fraud Friday: Employee Uses 12 PayPal Working Capital Loans to Hide $4 Million Theft Back in the day, before online banking, bankers advised their small-business customers to have monthly checking account statements delivered to their homes. Open the envelope, verify that the paper checks were properly signed, and…

October 15, 2026 Bob ColemanFounder & Publisher Movers & Shakers: John Golsen, Daniela Van Coolwijk, Briana Hunter & Paul Jokerst John Golsen Joins Port 51 Lending as Managing Director, SBA Sales Manager John Golsen has joined Port 51 Lending as Managing Director, SBA Sales Manager, bringing extensive experience in SBA lending, commercial banking and nationwide…

Every experienced SBA lender understands that a successful SBA review is about much more than individual loan files. SBA evaluates participating lenders based on the overall performance of their SBA portfolio. Through the PARRiS review process, SBA measures how effectively lenders manage credit quality, servicing, liquidation, reporting, and operational execution throughout the life of every…

October 14, 2026 Bob ColemanFounder & Publisher A Coleman Conversation: Michael Crocefoglia In this week’s episode of A Coleman Conversation, Bob Coleman sits down with Michael Crocefoglia, founder of APS Advisory, to discuss how operational due diligence can help SBA lenders and business buyers identify risks that may not appear in the financial statements. Michael…

October 13, 2026 Bob ColemanFounder & Publisher SBA Hot Topic Tuesday: Coleman Report FY 2026 SBA 7(a) Rankings SBA Hot Topic Tuesday: Coleman Report FY 2026 SBA 7(a) Rankings Bank of Hope, US Metro Break Into Top 10 as 7(a) Volume Falls 13%; Live Oak Bank, Newtek Bank Top the List Five of the nation’s…

October 12, 2026 Bob ColemanFounder & Publisher Main Street Monday: Fed Says Small Business Loan Demand Improves to +3.6% Net From -27.9% a Year Ago The net share of banks reporting stronger small-business commercial and industrial loan demand rose to +3.6% in the Federal Reserve’s July 2026 Senior Loan Officer Opinion Survey, up from -27.9%…

SBA issued SOP 50 10 8.1 on August 14, 2026. For loans receiving an SBA loan number on or after October 1, 2026, lenders will operate under a substantially reorganized framework. Experienced SBA lenders already have established processes for underwriting, documenting, approving, and closing loans. The challenge with a new SOP is determining precisely where…

Pro-Tips to Know for Fast Approval and Payment Most SBA lenders don’t lose their guaranty on bad loans—they lose it on documentation errors that delay, reduce, or deny payment. In this 60-minute training, Lance Sexton shows you exactly how to move a loan from default to SBA purchase—cleanly and quickly. You will learn the documentation…