Kelly Klein, Heath Deitrick, Antonio Gonzalez, Bryce Fennell Named Coleman’s 2025 Emerging SBA Lenders

January 23, 2025

Bob Coleman
Founder & Publisher

Kelly Klein, Heath Deitrick, Antonio Gonzalez, Bryce Fennell Named Coleman’s 2025 Emerging SBA Lenders

Sponsored by iBusiness Funding

Kelly Klein, CDC Small Business Finance

Kelly Klein

Internal Sales Manager

CDC Small Business Finance

San Diego, California

“Kelly Klein has played a key role in streamlining processes and driving efficiencies at CDC Small Business Finance, enabling us to better support our community’s entrepreneurs in securing the financing they need,” says Susan Lamping, Vice President of Sales for CDC Small Business Finance. 

Starting as a loan officer fresh out of college, Kelly has set new sales records for five consecutive years. In her seven years with CDC, she has been responsible for over $49.7 million in loans, creating or retaining nearly 1,900 jobs. Her efforts in 2024 alone have already resulted in over $6.1 million in loans to 47 small businesses, creating or retaining 87 jobs.

At just 29 years old, Kelly serves as the Internal Sales Manager, leading a four-person loan officer team. This team handles all prospective borrowers coming from SBA Lender Match and other inbound digital referral sources, including their website. They focus on borrowers who need the most guidance and support to bridge the gap between their needs and the services CDC can provide.

One specific example of Kelly’s work involves providing a Community Advantage SBLC loan to help a New York-based retail business expand beyond its online store into lucrative pop-up events.

Holly Ross has owned and operated Thriftwares, which sells a wide variety of vintage clothing and accessories, since 2004. The business started from her personal closet and a passion for vintage fashion. Ms. Ross founded Thriftwares as an online store and grew the company thanks to a cult-like following around the world, attracted to her supply of thousands of the finest vintage fashions from the 1800s to the 2000s.

Thriftwares recently hosted a pop-up weekend event that generated $10,000 in sales. While Ms. Ross has no plans to open a brick-and-mortar store, she is using part of the $130,000 loan she received from CDC Small Business Finance to offer regular pop-up events, allowing her to continue capitalizing on that market.

Heath Deitrick, All Capital Bank

Heath Deitrick

Vice President

Commercial Lending

All Capital Bank

Chouteau, Oklahoma

Writes Matt Wilkinson, President & CEO, All Capital Bank

“In his first year as a Commercial Lender, Heath has shown outstanding dedication and exceptional performance that have significantly contributed to our organization’s success.

“In addition to his regular duties as a Commercial Lender, Heath took on the responsibility of leading our SBA lending program. His results speak for themselves: he successfully closed six SBA loans, totaling $3.1 million. These loans span multiple industries, including aviation, retail, manufacturing, and healthcare.

“Heath’s success in such a critical and competitive area of lending is a testament to his hard work, industry knowledge, and leadership skills. He has not only achieved impressive numbers but has also built strong relationships with clients, demonstrated sound judgment, and continuously displayed a commitment to excellence.”

Antonio Gonzalez, First Security Bank

Antonio Gonzalez

First Security Bank

Credit Analyst

Oklahoma City, Oklahoma

Says Tyler Grey, President and Chief Lending Officer

“Antonio Gonzalez was hired by our bank in October of 2023 as a credit analyst. 

“As a small minority owned bank in OKC, the only black owned bank in Oklahoma, we understood that one of the best ways to assist our primary target customers would be to utilize SBA loans. 

“Shortly after his hiring, we asked Antonio to take charge and be active in learning all things SBA. The many programs, rules, and structures that apply to SBA lending take an expert to be well versed in all of them. Mr. Gonzalez has taken the request by bank management very seriously. He has become a proven and trusted resource for our bank staff and customers with SBA lending products, rules and regulations. 

The work Mr. Gonzalez has done has helped our bank have record years in SBA lending , overall loan growth, and bank profitability. 

“So far in 2024, our bank has booked eight (8) 7a loans for $2,193,100 and worked with Rural Enterprises of Oklahoma, Inc on a large 504 loan. With all this being said, Antonio has exemplified what it means to be a team member and community lender. His future is no doubt extremely bright in banking and is a “Rising Star” in the Oklahoma Community Banking Community.”

Byrce Fennell,  TMC Financing

Byrce Fennell

BDO & Sr. Vice President

TMC Financing

Oakland, California

Bryce has become one of the top producers at TMC Financing, authorizing 50 SBA 504 loans totaling $68.4 million in Fiscal Year 2024. His expertise in guiding small business owners through the complexities of commercial real estate financing has empowered entrepreneurs to grow and thrive.

One client’s comment exemplifies the exceptional customer service and personalized attention Bryce brings to every transaction: “TMC got the job done. If there was a bump in the process, the team had a solution and were always available.”

Bryce Fennell’s work with Oaktown Spice Shop, a specialty retailer based in the Bay Area, demonstrates his ability to deliver transformative results for his clients.

Oaktown Spice Shop co-owners John Beaver and Erica Perez were grappling with operational inefficiencies caused by a lack of dedicated space for production. With inventory, production, and packaging spilling over into their retail locations, the couple realized they needed a larger, centralized space to sustain their growing business.

 Bryce introduced them to the SBA 504 Program and guided them through the process of purchasing a 6,625-square-foot industrial warehouse in Berkeley, CA, for $1.95 million. This acquisition was a game-changer for Oaktown Spice Shop, allowing them to streamline production and expand their capacity.

 “Owning property was a strategic business move that was long overdue,” said Beaver. “Every year, particularly around the holidays, we were bursting at the seams. Bryce made the process straightforward and achievable, and we couldn’t have done it without him.”

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